Pay With Reward Points
Convert your reward points into currency while shopping with our credit card
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Frequently Asked Questions
Make your shopping more joyful with Kotak PayByPoints. With it, your reward points are converted into currency at merchant outlets when you shop with your Kotak Credit Card. How it works?
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PayByPoints feature offers instant redemption of your reward points at merchant outlets/stores. With this feature, your reward points are converted into currency at merchant outlets when you shop with your Kotak Credit Card.
This program is currently enabled at selective merchant outlets. Kindly visit www.kotak.com & click on the “PayByPoints” tab under credit card services to view the list of merchants enabled under this program.
No. Reward points can be redeemed only by the Primary card holder.
No, PIN is not required for redeeming of reward points. The merchant will swipe your Kotak Credit Card if you wish to redeem your Credit Card reward points against your purchases.
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not own, control or supervise such website, and bears no responsibility for them
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.