Pay With Reward Points
Convert your reward points into currency while shopping with our credit card
Make your shopping more joyful with Kotak PayByPoints. With it, your reward points are converted into currency at merchant outlets when you shop with your Kotak Credit Card. How it works?
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PayByPoints feature offers instant redemption of your reward points at merchant outlets/stores. With this feature, your reward points are converted into currency at merchant outlets when you shop with your Kotak Credit Card.
This program is currently enabled at selective merchant outlets. Kindly visit www.kotak.com & click on the “PayByPoints” tab under credit card services to view the list of merchants enabled under this program.
No. Reward points can be redeemed only by the Primary card holder.
No, PIN is not required for redeeming of reward points. The merchant will swipe your Kotak Credit Card if you wish to redeem your Credit Card reward points against your purchases.