Pay With Reward Points
Convert your reward points into currency while shopping with our credit card
Make your shopping more joyful with Kotak PayByPoints. With it, your reward points are converted into currency at merchant outlets when you shop with your Kotak Credit Card. How it works?
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The ratio of PayByPoint conversion is similar to cash back conversion.
Yes, you will receive an SMS which will hold the details of your point redemption.
No. This is a redemption transaction and hence is not entitled to earn reward points
Once redemption is done, it cannot be rolled back.
Since the redemption is possible only with your physical card swipe at the Point Of Sale, any dispute related to the program needs to be taken up by the Cardholder with the merchant directly. Hence no dispute will be entertained by the Bank.