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  • Advantage of up to 6%* interest p.a.
  • Unique features for unique needs

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Apply for a Personal loan

Fulfill your dreams for you and your family with just one click.

  • Interest rate starts @13%*
  • No security / guarantor* required
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What's New at Kotak!

  • Kaypay

    The simplest way to send money to your Facebook friends irrespective of who you bank with.
    Know more

  • Instant PIN

    Forgot your Credit/Debit Card PIN? Get it instantly with the Kotak Mobile Banking App.
    Know more

  • Mail Money

    Sending money? Just email it via Kotak Net Banking. No beneficiary account details required.
    Know more

  • Kotak Bharat Banking App

    Bank anywhere without internet. Now available in 6 regional languages.
    Know more

  • Rates

390 Days

Regular Term
Senior Citizen

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1800 102 6022


Effective 1 September 2015, under the NI Act and RBI’s Press release, every 2nd and 4th Saturday of the month has been declared as a bank holiday for all branches. All other Saturdays of the month will now operate as full working days i.e existing Monday to Friday Timings will be followed.