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Kotak Jifi Neo Account

Your essential bank account with Zero Minimum balance

  • Earn upto 6% Interest
  • Free online transfers

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Looking for a Credit Card

Choose from the best of Kotak Credit Cards that compliment your lifestyle

  • Exclusive privileges
  • Incredible offers

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Apply for a Personal loan

Fulfill your dreams for you and your family with just one click.

  • Interest rate starts @13%*
  • No security / guarantor* required
    *Conditions apply

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What's New at Kotak!

  • Get free credit report instantly

    Free credit report in 3 easy steps. Know your score to get the best financial product of your need
    Get report now

  • Kaypay

    The simplest way to send money to your Facebook friends irrespective of who you bank with.
    Know More

  • Mail Money

    Sending money? Just email it via Kotak Net Banking. No beneficiary account details required.
    Know more

  • Kotak Bharat Banking App

    Bank anywhere without internet. Now available in 6 regional languages.
    Know more

  • Rates

390 Days

Regular Term
Senior Citizen

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Connect:

- The General Schedule of Features and Charges (GSFC) is being revised with effect from April 1, 2017 for Saving Accounts, Privy League Saving & Current Accounts, Corporate Salary Accounts, JIFI Accounts & Sanman Accounts. Click here for the updated GSFC.

- IMPS Transaction charges for amount up to Rs 1000 will not be charged for the period of 1st Jan'2017 to 31st Mar'2017. However, IMPS Transaction of more than Rs 1000 will be charged as per applicable General Schedule of Features and Charges of respective Current Accounts, Savings Accounts and Corporate Salary accounts.