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Kotak Jifi Neo Account

Your essential bank account with Zero Minimum balance

  • Earn upto 6% Interest
  • Free online transfers

Apply Now

Looking for a Credit Card

Choose from the best of Kotak Credit Cards that compliment your lifestyle

  • Exclusive privileges
  • Incredible offers

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Apply for a Personal loan

Fulfill your dreams for you and your family with just one click.

  • Interest rate starts @13%*
  • No security / guarantor* required
    *Conditions apply

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What's New at Kotak!

  • IFSC Banking Unit

    Kotak Mahindra Bank has set up its International Financial Services Center Banking Unit [IBU] in Gujarat International Finance Tec- (GIFT) City, Gujarat on May 3, 2016.
    Click here to know more

  • Kaypay

    The simplest way to send money to your Facebook friends irrespective of who you bank with.
    Know More

  • Mail Money

    Sending money? Just email it via Kotak Net Banking. No beneficiary account details required.
    Know more

  • Kotak Bharat Banking App

    Bank anywhere without internet. Now available in 6 regional languages.
    Know more

  • Rates

390 Days

Regular Term
Senior Citizen

Reach Us

1860 266 2666

Local call rates apply

Connect:

- W.e.f. Jan 6, 2017, daily balances over Rs.1 Lakh will continue to earn 6% interest p.a. for balances upto Rs. 5 Crs. Interest rate on daily balances above Rs. 5 Crs stands revised to 5.5% p.a. Interest rate on daily balances up to Rs. 1 Lakh in Savings Accounts will continue to earn interest at 5% p.a. The interest rates mentioned are applicable for Resident Accounts only.

- IMPS Transaction charges for amount up to Rs 1000 will not be charged for the period of 1st Jan'2017 to 31st Mar'2017. However, IMPS Transaction of more than Rs 1000 will be charged as per applicable General Schedule of Features and Charges of respective Current Accounts, Savings Accounts and Corporate Salary accounts.