You can ask for the transaction to be converted into easy EMIs before swiping your Kotak Credit Card. If your card account has the requisite balance, the transaction will be approved!
This transaction is automatically converted into Instant EMI
Your Credit Card statement will clearly display the transaction that has been converted into easy EMIs
Shop > Contact Cashier > Choose EMI option > Swipe > Convert
Add to Cart > Visit Payment Page >Select EMI option > Convert