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Buy now and pay later!

Now convert your purchases, online or in-store to Instant EMI on your Kotak Bank Credit Card.

Simply swipe your Kotak Bank Credit Card at any store and walk out with your purchase instantly.

No Cost EMI: No need to pay Extra on leading brands
Over 250+ brands available on Instant EMI
Processing fees of Rs. 199 will be charged on all instant EMI transactions
Lowest Interest rates starting from 16% p.a. (on reducing basis) for 3 & 6 month EMI option, 16% p.a.(on reducing basis) for 9 & 12 month EMI option, 16% p.a.(on reducing basis) for 18, 20 & 24 month EMI option, 16% p.a.(on reducing basis) for 30 month EMI option and 16%(on reducing basis) for 36 month EMI option
No Documentation: Instant EMI is hassle free, just swipe your card, convert into EMI and walk out with purchases
Flexible payment tenure from 3 to 36 month EMI option
Save on higher credit card interest rate
No Down Payment