Credit Card EMI – Instant EMI

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Terms and conditions for payments on Instant EMI with Kotak Bank Credit Cards
Fees & Charges
Illustrative example for computation of Instant EMI amount
For transaction amount of Rs. 1,00,000 at ROI of 14% against a tenure of 12 months.
EMI amount will be =Rs. 8,978.71
(The EMI includes 1st month Interest of = 1,00,000*14%/12 = 1,166.67 & 1st month principal of 7,812.05
The EMI will be billed as a part of the Minimum Amount Due (MAD) in the immediate card statement.