Best Free Airport Lounge Access with Credit Cards | How to Apply
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01 DECEMBER, 2022

We spend hours amidst the bustling noise of other people while waiting for our call to board the flight. The only saviour that comes to the rescue is an airport lounge wherein you can relax and wait for your flight in peace. When you think getting airport lounge access isn’t simple, read on to discover how to get free access and enjoy the perks — free food items, clean restrooms, free WiFi, relaxing areas, and so much more.

How To Avail Airport Lounge Access For Free?

Here are some best methods for free airport lounge access.

1] Fly First-Class

You need not worry about free lounge access when flying in business class. The ticket in hand will permit you to enter the lounge.

2] Ask The First Class Flyers

Many airports allow first-class passengers to bring along a passenger with them. So, if you can associate with such a flyer, you will easily get access to the lounge without any cost. However, this option is a huge task for shy people.

3] Priority Pass Membership

If you possess a Priority Pass Membership, carry it along, as the pass is extremely helpful in global airport lounge access.

4] Be a Frequent Flyer

If you are a frequent traveller, you can have the opportunity of entering an airport lounge. Several airlines offer their passengers complimentary airport lounge access if they book tickets for a specific number of flights per year or earn the required airline points/ miles.

Benefit from Credit Cards with Lounge Access

Several Kotak credit cards grant discounted access with a priority pass, the best card for lounge access that will give you several complimentary airport lounge entries.

How to Access Airport Lounge with Credit Card?

Different credit cards come with different travel perks. Some provide discounts on your lounge pass, while the better ones give you free entry into airport lounges. However, the number of airport lounge visits may be limited.

Best Credit Cards With Airport Lounge Access

The better the credit card, the more the number of visits. Here are some of the best credit cards that offer free airport lounge access.

1] Mojo Platinum Credit Card<

The Kotak Mojo Platinum Credit card offers various benefits and rewards points that delight every customer.

Lounge Benefit: The cardholders are offered eight complimentary dream folks airport lounge visits per year. So, they get two visits per quarter within India.

In addition to lounge access, the card provides you with the following benefits:

  • Mojo points: You get 2.5 points for every Rs. 100 transacted online via Mojo credit card and 1 point when you spend Rs.100 offline. The points come with a two-year validity.
  • Milestone Gift: You will qualify for additional points in your first year when you meet the eligibility criteria. For instance, if you spend Rs. 75,000 every quarter, you qualify for 2500 Mojo points.
  • Joining and annual fees waiver: When you spend Rs. 30,000 in the initial 90 days after the card’s issuance, the Rs.1,000 joining fee will be waived. Furthermore, your annual fees will be waived when your spending totals Rs. 1 lakh.
  • Fuel surcharge waiver: 1% fuel cost waiver on transactions between Rs. 500 and Rs. 3000. Additionally, a Rs. 3500 (maximum) fuel surcharge waiver per anniversary year.
  • Railway surcharge waiver: You can avoid a 1.8% railway surcharge when transacting through IRCTC and 2.5% through Indian Railways Booking Counters.

Eligibility for the Mojo Credit Card

You must satisfy the following criteria to apply for the Mojo Platinum Credit Card:

  • You should be an Indian citizen.
  • Minimum age: 21 years
  • Maximum age limit: 65 years
  • You should have a minimum net annual income of Rs. 4 lakh.

You must note that the bank will consider your application based on your past payment history, amount of debt, credit history, and more.

2] Royale Signature Credit Card

The Royale Signature Credit Card makes travel more rewarding. It is one of our exclusive cards with complimentary airport lounge access.

Lounge Benefit: Cardholders get two complimentary visits to airport lounges with comfortable seats in India in a calendar quarter.

Other benefits of this Royale Signature Card are as follows:

  • Comfortable travel: You enjoy gourmet meals, widescreen TVs, comfortable seating, newspaper and magazines, and free WiFi.
  • Reward Points: Earn four reward points on every Rs. 150 spent via Royale Signature Credit Card.
  • A Choice on Rewards: You can accumulate reward points and redeem them against various options, such as air tickets and mobile recharge.
  • Fuel Surcharge Waiver: Save money on transactions between Rs. 500- 3000.
  • Railway Surcharge Waiver: Save on transactions via and Indian Railways Booking Counters. Earn a maximum of Rs. 500/- railway surcharge waiver in an anniversary year.
  • Insurance: You can get your card insured and enjoy a cover up to Rs. 2,50,000 lakh in case of loss or theft.

Eligibility for the Royale Signature Credit Card

You must satisfy the following points:

  • As a primary credit card holder, you should fall into the age bracket of 21 to 65.
  • Add-on card holders need to be at least 18 years of age.
  • You should be a resident of India.
  • Your income should be a minimum of Rs. 24 Lakhs per annum.


Getting a credit card from any bank requires you to be eligible for the same. Different banks have different criteria but one important criteria is to have a good credit score. Our free credit score checker tool can help you understand your ranking which can improve your chances of getting a credit card.

Getting airport lounge access for free has become a lot easier favailable with us. Moreover, credit cards bring along other delightful benefits too. Enjoy the perks and get ready for a relaxing experience the next time you plan to travel.

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Disclaimer: This Article is for information purposes only. The views expressed in this Article do not necessarily constitute the views of Kotak Mahindra Bank Ltd. (“Bank”) or its employees. The Bank makes no warranty of any kind with respect to the completeness or accuracy of the material and articles contained in this Article. The information contained in this Article is sourced from empaneled external experts for the benefit of the customers and it does not constitute legal advice from the Bank. The Bank, its directors, employees and the contributors shall not be responsible or liable for any damage or loss resulting from or arising due to reliance on or use of any information contained herein. Tax laws are subject to amendment from time to time. The above information is for general understanding and reference. This is not legal advice or tax advice, and users are advised to consult their tax advisors before making any decision or taking any action.