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How to avail Flipkart's No Cost EMI deal on Credit Card?
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When you choose Flipkart's No Cost EMI option for electronics and appliances, you only pay the product's listed price.
No Cost EMI on Credit Cards is a payment option, which allows you to purchase a product without paying interest or processing fees.
Flipkart has collaborated with several banks to provide its customers with No Cost EMIs.
With no cost emi on credit card Flipkart, customers can conveniently divide their big purchases into small monthly instalments without any charges or processing fees. The feature is directly applied to the user's Credit Card.
Disclaimer: This Article is for information purposes only. The views expressed in this Article do not necessarily constitute the views of Kotak Mahindra Bank Ltd. (“Bank”) or its employees. The Bank makes no warranty of any kind with respect to the completeness or accuracy of the material and articles contained in this Article. The information contained in this Article is sourced from empaneled external experts for the benefit of the customers and it does not constitute legal advice from the Bank. The Bank, its directors, employees and the contributors shall not be responsible or liable for any damage or loss resulting from or arising due to reliance on or use of any information contained herein. Tax laws are subject to amendment from time to time. The above information is for general understanding and reference. This is not legal advice or tax advice, and users are advised to consult their tax advisors before making any decision or taking any action.
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Online shopping has become increasingly popular in recent years. To keep up with the changing times, payment methods have also evolved. One such payment method is Flipkart's No Cost EMI (Equated Monthly Instalment) on Credit Cards. It has gained immense popularity among shoppers in India.
Online shopping has become increasingly popular in recent years. To keep up with the changing times, payment methods have also evolved. One such payment method is Flipkart's No Cost EMI (Equated Monthly Instalment) on Credit Cards. It has gained immense popularity among shoppers in India.
What is Flipkart's No Cost EMI on Credit Cards?
The No Cost EMI on Credit Cards is a payment option offered by Flipkart, one of India's leading online shopping platforms. It allows customers to purchase products without paying the entire amount upfront. Instead, customers can pay for the product in easy instalments without additional cost.
Benefits of using this payment method
There are several benefits of using Flipkart's No Cost EMI on Credit Cards, such as it allows customers to buy products they might not be able to afford in one go. It also enables customers to choose from a wide range of products, including expensive items like electronics.
How Does No Cost EMI Work on Flipkart?
This payment method allows customers to buy products in easy instalments without additional cost or interest. The payment is split into equal monthly instalments that can be paid over three to twelve months. This is how Flipkart EMI works on a Credit Card.
Read Also: Credit Cards in Electronic Purchases
No Cost EMI vs. Traditional EMI
The main difference between No Cost EMI and traditional EMI is the absence of interest in the product's price. In traditional EMI, customers have to pay a certain amount of interest on the product's price, which makes the product more expensive. On the other hand, No Cost EMI involves paying off the actual product cost without any interest.
Also Read: Best Laptop Brands in India (2024) at No Cost EMI
Eligibility for availing No Cost EMI
To avail Flipkart No Cost EMI, customers must have a Credit Card issued by a bank. Several leading banks such as Kotak Mahindra Bank have partnered with Flipkart. The eligibility criteria may vary from one bank to another. Thus, customers should check with their bank before availing this payment option.
How to avail No Cost EMI on Flipkart?
To avail Flipkart No Cost EMI, follow these simple steps:
Advantages of using No Cost EMI on Flipkart
No hidden charges or interest
One of the primary advantages of using No Cost EMI on a Credit Card on Flipkart is no hidden charges or interest. Unlike traditional EMI options, where customers have to pay interest on their purchases, No Cost EMI allows customers to pay only the product's purchase price in easy monthly instalments.
No down payment required
Another significant advantage of using No Cost EMI on Flipkart is that customers do not have to make any down payment. It implies that customers can buy products worth thousands of rupees without paying anything upfront. It makes their finances more manageable.
Convenient repayment options
No Cost EMI on Flipkart provides customers with convenient repayment options. Customers can choose the repayment tenure for their purchases, ranging from three to twelve months. It makes it easier for customers to manage their finances and pay for their purchases at their convenience.
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Conclusion
No Cost EMI on Flipkart is a convenient payment method with several advantages, such as no hidden charges or interest, no down payment required and convenient repayment options. However, customers should consider the range of eligible products before choosing the No Cost EMI option on Flipkart.
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