Royale Signature Credit Card

• Travel with comfort
  
  • Get 2 complimentary visits every quarter, to select Lounges only in India, by simply swiping your Credit Card
  • Enjoy benefits such as gourmet meal, comfortable seating, widescreen TVs, newspaper and magazines, free Wi-Fi.
  • For list of select lounges, Click here
  • Click here for applicable terms and conditions on Lounge Access.

  Please note, w.e.f. 1st June 2025, spend ₹75,000 or more in a calendar quarter to enjoy Airport Lounge access in the next calendar quarter.

• Reward Points
  • Earn up to 4 reward points on every Rs. 150 spent across all spends done on your Kotak Royale Signature Credit Card.
    
  • Special Categories*: 4 
    
  • Other Categories: 2
    
  • *Special Categories are Hotels |Restaurants |Travel Agencies & Tour Operators | Package Tour Operators | Airlines and Air Carriers | International Spends
    
  • Note: This is applicable effective 25th Feb 2017 onwards.
    

  Please note, w.e.f. 01^st June 2025, the following changes will be applicable:
  Reward points can be only earned on education and Insurance spends up to ₹70,000 each per statement cycle.
  Reward points can be only earned on utility spends up to ₹50,000 per statement cycle.
  Reward points can be only earned on government spends up to ₹40,000 per statement cycle.
  Reward points earnings against Wallet Load, Fuel, Rent & Online skill-based gaming Spends will be discontinued.
  The aforementioned revisions will be based on the Merchant Category Codes (MCCs), which are 4-digit numbers assigned to merchants or businesses by card networks such as VISA, MasterCard, and RuPay. Click here for the list of applicable MCCs.

• Choice on Rewards
  
  • Accumulate your reward points and redeem them against a host of redemption options like air tickets, mobile recharge, 10,000 merchandise and much more through easyrewardz with easy points.
    
  • To redeem your reward points for options on easyrewardz or other attractive redemption options.
• Priority attend
  • We value your time. Instead of you trying to reach us, we will reach you.
  • SMS "KASSIST" to 5676788 and we will call back within two hours
  • We make it easy for you to pay your monthly dues. Call for complimentary cheque pickup
• Fuel Surcharge Waiver
  • Applicable on transactions between Rs. 500 and Rs. 3000.
  • Maximum fuel surcharge waiver allowed in a anniversary year is Rs. 3500.
  • Customers will not earn reward points on fuel transactions

  W.e.f. 1st June 2025, 1% fuel surcharge waiver is applicable on transactions ranging between ₹500 and ₹5,000.

• Railway Surcharge Waiver
  • Save railway surcharge waiver for transactions on www.irctc.co.in and for transactions on Indian Railways Booking Counters. Maximum railway surcharge waiver allowed in a anniversary year is Rs. 500/-
  • Customers will not earn reward points on railway surcharge waiver.
• Add-on Card
  • Set the spend limit on your Add-on Card as you desire
  • Track spends separately for each of your Add-on Card(s)
  • Apply for an Add-on Card click here
    

Check your eligibility for the Royale Signature Credit Card.
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*Terms and conditions apply