With a variety of options available for you, a credit card comparison is a must. Compare the best credit cards in India to find out which card would match your spending pattern. Opt for a suitable credit card to maximize the spending-based reward points. Choose from a range of lifestyle, premium, cashback, fuel, or co-branded credit cards from Kotak Mahindra Bank’s range of solutions.

Kotak Bank offers a wide range of credit cards with different features and benefits linked to them. These credit cards include offers on entertainment, dining, fuel, co-branded purchase, cash-back and travel.
 

Consider these things before you compare credit cards

• Purpose of the Card: All credit cards have different benefits and offer various reward programs. Selecting your purpose for using the card will help us show you the most relevant credit cards available
• City of Residence: Some credit cards have offers on shopping, dining and flights specific to certain cities
• Employment: Salaried professionals and self-employed professionals have different lifestyles. Choose the credit card that best suits your needs 
• Monthly Income: Monthly income may be the most important factor to confirm your eligibility for a particular credit card
• If You Already Own a Credit Card: You will have to mention the bank which has issued you the same and if you do not hold a card, you will have to state whether you have taken a loan previously. This is to check your credit history

Among the different types of credit cards offered by Kotak Mahindra Bank, you can choose the card that best fits your needs. Make a credit card comparison and find out the best rewards credit card in India. With the best credit card, you can maximize the rewards and get extra benefits on every transaction that you make.

To compare credit cards in India, here are a few parameters that you should check:

• The purpose of the card

You can differentiate credit cards into various categories based on the rewards and benefits that they promise. There are lifestyle cards, entertainment cards, fuel cards, premium cards, co-branded cards, etc. Assess your spending habits and then choose a card that gives the maximum benefits on your transactions.

• The rewards offered

Once you shortlist the type of credit card you want, compare the reward structure. Check the reward points offered on every purchase. Also, look at the additional benefits like cash backs, discounts, gift vouchers, lounge access, etc. Choose a card with the maximum benefit features.

• Partnered merchants

You can enjoy discounts and gift vouchers at merchant brands that collaborate with the credit card company. So, check the partnered merchants to ensure that your favorite brands partner with the card.

• The charge structure

Credit cards have some charges associated with them. Check the charge structure, especially the joining and the annual fee. Try and opt for a card with the lowest fees and charges to limit the additional expenses.

• The eligibility criteria

Lastly, once you have shortlisted the card, check its eligibility parameters. The most common parameters include your age, income, occupation, and credit score. Make sure you fulfill all the eligibility requirements so that the bank accepts your credit card application without any hassle.