For Pro Savings Account if daily balances in Savings Account is above Rs. 50 lakhs, it will earn 4% interest p.a. Where if the daily balances in Savings Account is up to Rs. 50 lakhs, it will continue to earn 3.50% interest p.a. These interest rates are applicable for Resident Accounts only.
With the Pro Savings Account, you can avail premium banking services and a plethora of benefits, all at a much lower Average Monthly Balance of Rs.20,000. You can enjoy Free access to all domestic VISA ATMs, Free cash withdrawals at other domestic ATMs, Free Home Banking Facility, Free Demand Drafts, Free NEFT through Netbanking etc.
There is no limit to the number of withdrawls either from our ATMs or any other domestic ATMs. However for cash transaction (deposit / withdrawl) at Branch or Cash Deposit Machine, there are Nil Charges upto 5 transactions or 3 lac / month whichever is earlier. Post these limits, charged at Rs.4.5 / 1000 (Minimum Rs.150)