Help Center
Locate us
Pro Savings Account, now with Signature Debit Card
Experience the all-new Kotak Netbanking
Simpler, smarter & more intuitive than ever before
Popular Products
Show More
Quick Help
Show More
Frequently Asked Questions
Show More
Experience the all-new Kotak Netbanking Lite
Simpler, smarter & more intuitive than ever before. Now accessible on your mobile phone!
Check your eligibility for the Pro Savings Account.
Explore more savings account options that best suit your needs.
1. Effective July 9th, 2025, daily balances in Savings Account across all account balances will earn 2.50% interest p.a. These interest rates are applicable for both Resident and Non Resident Accounts (NRE/ NRO)
2. Per transaction limit is Rs. 10,000/-.
3. In Home branch location free up to Rs. 1 lac, for other locations free up to Rs. 50,000/- per day.
4. Please click here for ActivMoney terms and conditions.
All benefits are subject to terms, conditions and exclusions.
*Non chip enabled Debit Cards issued on or after December 1, 2013, cannot be used outside India.
* ^ Please refer the GSFC for complete details
Effective July 9th, 2025, daily balances in Savings Account across all account balances will earn 2.50% interest p.a. These interest rates are applicable for both Resident and Non Resident Accounts (NRE/ NRO)
With the Pro Savings Account, you can avail premium banking services and a plethora of benefits, all at a much lower Average Monthly Balance of Rs.20,000. You can enjoy Free access to all domestic VISA ATMs, Free cash withdrawals at other domestic ATMs, Free Home Banking Facility, Free Demand Drafts, Free NEFT through Netbanking etc.
There is no limit to the number of withdrawls either from our ATMs or any other domestic ATMs. However for cash transaction (deposit / withdrawl) at Branch or Cash Deposit Machine, there are Nil Charges upto 5 transactions or 3 lac / month whichever is earlier. Post these limits, charged at Rs.4.5 / 1000 (Minimum Rs.150)
