Loan Against Property
Your property can help you fulfil your personal and business needs. Apply for
loan against property with Kotak Mahindra bank at attractive interest rates.

Be it an article you were reading, a product you were exploring or a journey you left unfinished, starting from where you left off is simpler than you can imagine. Just register for ‘Everything Me’ using any of your social media accounts and you are all set.
Please note, this is a soft login and no personal financial data will be saved here for security reasons.
You have logged in to Everything Me successfully
You have logged out from Everything Me successfully
Your property can help you fulfil your personal and business needs. Apply for
loan against property with Kotak Mahindra bank at attractive interest rates.
Mandatory Documents | |
---|---|
Application Form |
For Proprietor/Firm/Company |
Compulsory document |
Pan card |
Identity proof |
Driving License/ Passport/ Voter's ID /Aadhaar card (Voluntary) |
Address Proof |
Address proof for Both Office and Residence; |
Ownership proof |
Agreement Copy / Electricity Bill / Maintenance Bill with share certificate / Municipal tax bill/Share certificate |
Business continuity proof |
Shop and Establishment certificate/Tax registrations-VAT/Service tax/GST registrations |
Firm Constitution |
MOA/AOA/Partner Ship Deed/GST Registration Certificate/Form 32 for knowing latest directors |
As per Program |
|
Financial |
1. Latest three years audited financials. |
|
2. Last three years Tax Audit Report. ( Form 3CB + 3CD in case of proprietorship and partnerships and Form 3CA + 3CD in case of Companies) |
|
3. Latest VAT/GST/Service Tax returns for current financial year. |
|
4. Breakup of all secured and unsecured loans |
|
5. As on date List of Directors and Shareholding Pattern |
|
6. Existing loan Sanction letters and their corresponding EMI reflecting bank statement for last 1 year . |
Banking |
Last 1 year bank statement (Business Accounts) |
Mandatory Documents | |
---|---|
Application Form |
For Salaried |
Compulsory document |
Pan card |
Identity proof |
Driving License/ Passport/ Voter's ID/Aadhaar card (Voluntary) |
Address Proof |
Address proof for Both Office and Residence; |
Ownership proof |
Agreement Copy / Electricity Bill / Maintenance Bill with share certificate / Municipal tax bill/Share certificate |
Relationship Proof |
Relationship Proof – If same cannot be proved from KYC documents submitted |
As per Program |
|
Financial |
1. Latest 3 months’ Salary Slips |
|
2. Latest Form 16 |
|
3. Employment Proof (Appointment Proof) only if current employer name does not match with that of the Form 16 submitted |
Banking |
Latest 6 months Bank Statement reflecting Salary as well as existing EMI repayment |
** Terms & Conditions apply. Credit at sole discretion of Kotak Mahindra Bank Ltd and subject to guidelines issued by RBI from time to time. Bank may engage the services of marketing agents for the purpose of sourcing loan assets.
Check Your Eligibility
Eligibility criteria for salaried individuals and self-employed professionals are different. Get the complete list of loan against property eligibility criteria.
Calculate EMI
Calculate the EMI using our loan against property EMI calculator for different values (loan amount, interest rate, and tenure period) and choose one that is most suitable to your financial conditions.
Why Choose Kotak Mahindra Bank For Loan Against Property?
Some of the highlighting features offered by Kotak Mahindra Bank for a loan against property includes –
Loan against property with Kotak Mahindra Bank has multiple beneficial features at very affordable interest rates. Apply for a mortgage loan with us today.
Select your preferred method.
Loan Against Property is primarily taken for the purpose of Business Expansion,
You can apply for Loan Against Property in following ways:
The property which we as a bank accepts are Residential, Commercial (Shops and Offices), Industrial and specialized property.
Tax benefit can be enjoyed, but we strongly recommended you to consultant your Tax Consultant for this.
Clicking on ‘Apply Now’ will redirect you to a third party website.
Select your preferred method.
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
At your request, you are being re-directed to a third party site - http://www.billdesk.com/pgmerc/kotakcard/ wherein you can make your payment from a different bank account. Kotak Cards does not guarantee or warrant the accuracy or completeness of the information, materials, services or the reliability of any service, advice, opinion statement or other information displayed or distributed on the third party site. You shall access this site solely for purposes of payment of your bills and you understand and acknowledge that availing of any services offered on the site or any reliance on any opinion, advice, statement, memorandum, or information available on the site shall be at your sole risk. Kotak Cards and its affiliates, subsidiaries, employees, officers, directors and agents, expressly disclaim any liability for any deficiency in the services offered by BilIDesk whose site you are about to access. Neither Kotak Cards nor any of its affiliates nor their directors, officers and employees will be liable to or have any responsibility of any kind for any loss that you incur in the event of any deficiency in the services of BiIIDesk to whom the site belongs, failure or disruption of the site of BilIDesk, or resulting from the act or omission of any other party involved in making this site or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of the site or these materials.
Note: Available in select banks only. Kotak Cards reserves the right to add/delete banks without prior notice. © Kotak Mahindra Bank. All rights reserved
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
Please note by login in to the above link and clicking on the “Submit” button, you provide your consent and acceptance to,
At your request, you are being re-directed to a third party site - http://www.billdesk.com/pgmerc/kotakcard/ wherein you can make your payment from a different bank account. Kotak Cards does not guarantee or warrant the accuracy or completeness of the information, materials, services or the reliability of any service, advice, opinion statement or other information displayed or distributed on the third party site. You shall access this site solely for purposes of payment of your bills and you understand and acknowledge that availing of any services offered on the site or any reliance on any opinion, advice, statement, memorandum, or information available on the site shall be at your sole risk. Kotak Cards and its affiliates, subsidiaries, employees, officers, directors and agents, expressly disclaim any liability for any deficiency in the services offered by BilIDesk whose site you are about to access. Neither Kotak Cards nor any of its affiliates nor their directors, officers and employees will be liable to or have any responsibility of any kind for any loss that you incur in the event of any deficiency in the services of BiIIDesk to whom the site belongs, failure or disruption of the site of BilIDesk, or resulting from the act or omission of any other party involved in making this site or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of the site or these materials.
Note: Available in select banks only. Kotak Cards reserves the right to add/delete banks without prior notice. © Kotak Mahindra Bank. All rights reserved
Latest Comments
Leave a Comment
Comment sent to Admin for review.
Comment was not posted due to some error
Close