For Self-employed Professionals and Non-professionals customers
| Mandatory Documents |
|
|---|
Application Form
|
For Proprietor/Firm/Company
|
Compulsory document
|
Pan card
|
Identity proof
|
Driving License/ Passport/ Voter's ID /Aadhaar card (Voluntary)
|
Address Proof
|
Address proof for Both Office and Residence;
Passport/Driving License/Voter's ID/ Utility Bill/Bank Statement/Bank Account Passbook (Updated and no more than 3 months old) /Aadhaar card(Voluntary)
|
Ownership proof
|
Agreement Copy / Electricity Bill / Maintenance Bill with share certificate / Municipal tax bill/Share certificate
|
Business continuity proof
|
Shop and Establishment certificate/Tax registrations-VAT/Service tax/GST registrations
|
Firm Constitution
|
MOA/AOA/Partner Ship Deed/GST Registration Certificate/Form 32 for knowing latest directors
|
As per Program
|
|
Financial
|
1. Latest three years audited financials.
|
|
2. Last three years Tax Audit Report. ( Form 3CB + 3CD in case of proprietorship and partnerships and Form 3CA + 3CD in case of Companies)
|
|
3. Latest VAT/GST/Service Tax returns for current financial year.
|
|
4. Breakup of all secured and unsecured loans
|
|
5. As on date List of Directors and Shareholding Pattern
|
|
6. Existing loan Sanction letters and their corresponding EMI reflecting bank statement for last 1 year .
|
Banking
|
Last 1 year bank statement (Business Accounts)
|
For Salaried customers
| Mandatory Documents |
|
|---|
Application Form
|
For Salaried
|
Compulsory document
|
Pan card
|
Identity proof
|
Driving License/ Passport/ Voter's ID/Aadhaar card (Voluntary)
|
Address Proof
|
Address proof for Both Office and Residence;
Passport/Driving License/Voter's ID/ Utility Bill/Bank Statement/Bank Account Passbook (Updated and no more than 3 months old)/Aadhaar card (Voluntary)
|
Ownership proof
|
Agreement Copy / Electricity Bill / Maintenance Bill with share certificate / Municipal tax bill/Share certificate
|
Relationship Proof
|
Relationship Proof – If same cannot be proved from KYC documents submitted
|
As per Program
|
|
Financial
|
1. Latest 3 months’ Salary Slips
|
|
2. Latest Form 16
|
|
3. Employment Proof (Appointment Proof) only if current employer name does not match with that of the Form 16 submitted
|
Banking
|
Latest 6 months Bank Statement reflecting Salary as well as existing EMI repayment
|
** Terms & Conditions apply. Credit at sole discretion of Kotak Mahindra Bank Ltd and subject to guidelines issued by RBI from time to time. Bank may engage the services of marketing agents for the purpose of sourcing loan assets.
Check Your Eligibility
Eligibility criteria for salaried individuals and self-employed professionals are different. Get the complete list of loan against property eligibility criteria.
Calculate EMI
Calculate the EMI using our loan against property EMI calculator for different values (loan amount, interest rate, and tenure period) and choose one that is most suitable to your financial conditions.
Why Choose Kotak Mahindra Bank For Loan Against Property?
Some of the highlighting features offered by Kotak Mahindra Bank for a loan against property includes –
- You can apply for loan amounts between INR 10 lakh and INR 5 crore
- You can extend the tenure period up to 15 years
- You can apply for the loan against property either solely or jointly.
Loan against property with Kotak Mahindra Bank has multiple beneficial features at very affordable interest rates. Apply for a mortgage loan with us today.
