Loan Against Property


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Since how many years have you been in this business?

  • Less than 3 years
  • 3 years or more

 

Do you have a Current Account ?

  • Yes
  • No

 

In which city do you operate your business?

I agree to the Terms and Conditions and authorize Kotak bank to contact me. This will override the registry with DNC / NDNC

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FAQ's

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What can loan against property be used for?

Loan Against Property is primarily taken for the purpose of Business Expansion,

 Purchase of Machinery, Debt Consolidation, Funding your other business requirement.

What will be the maximum Amount and Tenure for which the loan will be offered?

We generally offer a loan up to 10 years, however the maximum permissible tenure is 15 Years 

which is subject to terms and conditions on a Case to Case basis. Though there is no restriction on the amount which you can avail from applying for Loan Against Property, but it greatly relies on the capacity to repay the loan.

How can I apply for Loan Against Property?

You can apply for Loan Against Property in following ways:

What property can be considered as collateral for loan against property?

The property which we as a bank accepts are Residential, Commercial (Shops and Offices), Industrial and specialized property.

Can there be a financial co-applicant for loan against property?

Yes, there can be a Financial Co-applicant as well to the loan. This in particular is subjective to the bank policy.

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