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For Kotak811 Customers
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The eligibility criteria for a kotak credit card will vary for every applicant. However, there are some criteria that remain uniform and these include:
कोटक महिंद्रा बैंक प्रति माह 3.50% की ब्याज दर लेता है जो प्रति वर्ष 42% तक हो सकता है।
811 is a fully loaded Digital Bank Account brought to you by Kotak Mahindra Bank. Below are the key features of your 811 account:
Daily balances in Savings Account up to Rs. 1 lakh continue to earn 3.50% p.a. interest. W.e.f. Dec 11, 2020, interest rate of 4% p.a. will be applicable on daily balances in Savings Account over Rs. 1 lakh and up to Rs. 1 crore while interest rate on daily balances in Savings Account above Rs. 1 crore stands revised at 3.50% p.a. These interest rates are applicable for Resident Accounts only.
Example: If End of Day Savings Account balance is Rs. 1,50,000, then Rs. 1,00,000 will earn interest of 3.50% p.a. and Rs. 50,000 (being the balance in excess of Rs. 1,00,000), will earn interest of 4.00% p.a.
To remove Kotak Card from GPay App, follow below steps:
Please note:
Removing your Card from Google Pay will automatically disable all forms of tokenized card payments.
You can also call Kotak Bank to de-register your card on a per use case basis post card addition
811 is free for use in the digital world. This means -
If you select one of our additional services, such as a physical debit card or a cheque book*, there may be additional charges. For detailed features and charges, please check here
* Cheque book charges are applicable only to Full KYC customers
** Not available for 811 Lite customers
For availing Kotak’s business loan, the minimum turnover required is Rs.40 Lakhs.
Yes, if you change your phone then all your Kotak Debit/Credit cards would have to be added again as Cards are device specific.
No. Formatting or resetting your device will remove all payment Cards registered on your device.
Google Pay requires an active internet connection for Card registration and activation. Google Pay also requires an active internet connection for performing in-app (ecommerce) and Scan & pay transactions. However, an active internet connection is not required to do Tap & Pay for in-store card purchases, if you already have an added Kotak Debit/Credit card.