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Disclosures
Regulation 46 and 62
IEPF

Products

Comfortable Quarterly Balance

Maintain an Average Quarterly Balance of Rs.10000

Business Power Platinum Debit Card

Daily purchase limit of Rs. 2.50 lakhs and daily ATM cash withdrawal limit of Rs. 50,000

Kotak ActivMoney

*Current account balance converts to term deposits - to help earn attractive returns on idle balances

Kotak Credit Access

Unsecured overdraft facility up to Rs. 15 lakhs for short-term business needs (1)

Multi-city at-par cheque book

The first cheque book is free

More Features & Benefits

Free cheque collection through Speed Clearing
Faster outstation cheque collection
Free cash withdrawal at the home branch location
Free cash withdrawal at non-home branches - up to Rs 10,000 per day
Free cash deposit upto Rs. 2 lakh per month
Free NEFT and RTGS through net-banking
Free 24x7 net, mobile, phone, and SMS banking
Balance alerts / transaction and value-added alerts through SMS at a nominal charges. Email alerts are free
Kotak Circle: Facility to club multiple current and saving accounts – this provides the flexibility to maintain minimum group AQB balance in any one or more accounts
Better forex rates and efficient trade services
Forex Live – An internet-based foreign exchange trading platform that enables buying and selling foreign currency for import/export transactions and other remittances (2)
Cash management services
Payment gateway solutions for quick receipt of payments from customers (3)
Point of Sale (POS) Solutions - Accept contactless, secure and faster payments with Kotak NFC enabled POS machines. Our customised Android Solution integrates with the billing application seamlessly and comes with features like Same-day Settlements, Dynamic Currency Conversion, Instant EMI Conversion, and more.

Disclaimers

Conditions apply. Available in select locations only. Credit is at the sole discretion of Kotak Mahindra Bank Ltd., and is subject to guidelines issued by the RBI periodically. The bank may engage services of marketing agents for sourcing loan assets.
At the bank's discretion.
Offered through third-party tie-ups.

All the features and benefits are subject to terms, conditions, and exclusions. Please refer to the 'General Schedule of Features and Charges, for more details.