30 NOVEMBER, 2021

Life is filled with options all around us, which often makes picking one difficult. However, when your money is at stake, it becomes crucial that you make the right choice. For instance, a home loan can be of a significant amount, where even small mistakes can prove detrimental in the long run. Therefore, though several lenders offer housing loans, you must carefully choose the one that has the best offers for you. With one of the lowest interest rates in the market, Kotak Mahindra Bank is your best option for floating interest rate home loans.

Here are some reasons why Kotak’s floating interest rate home loan is better than others.

  • Lowest home loan interest rates

Kotak Mahindra Bank home loan's floating interest rate is one of the lowest in the market. With us, you can take a housing loan at affordable interest rates and reduce your interest outgo and cost of borrowing. Where home loans are being offered at high-interest rates of 7-7.5%% by other lenders, our floating home loan interest rate starts at an unbelievably low rate of 6.55%.

  • Minimum processing fee

Usually, you need to pay a processing fee of 0.5% to 3% of the loan amount. But Kotak is an exception. With us, you can get the loan at minimum processing fees once you meet the home loan eligibility. If you apply online, you could get a housing loan at zero processing fees too.

  • Doorstep facility

No more making rounds to the lender’s office to get your home loan approved. You can opt for a doorstep facility with us to get your loan. A bank representative will visit your home, explain the entire process, guide you in the documentation process and help you apply for the loan without requiring you to visit the branch. Alternatively, you can also visit our website to apply for a home loan online from the comfort of your home.

  • Expert's guidance

Understanding the various intricacies of a home loan could be difficult for you. We understand this, and so, offer the service of a loan expert for your guidance. You can talk to the home loan advisor and ask your queries, if any.

  • Quick online sanction

With easy home loan eligibility criteria and minimum documentation requirements, you can get a quick sanction on your loan online. Once you fill your application form, you can get approval within 24 hours. We also offer in-principal approval, where you can get the sanction letter instantly through chats.

  • EMI calculator

You must avail an affordable loan. You can check your affordability with the home loan EMI calculator provided on the website and borrow an amount that you can easily repay.

Kotak Mahindra Bank offers various customized plans to help you move into your dream home hassle-free. Its floating interest rates, being the lowest, help you repay the loan amount in comfortable EMIs so that your home buying experience is seamless and comfortable. So, why wait? Apply for a home loan, now.

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Disclaimer: This Article is for information purpose only. The views expressed in this Article do not necessarily constitute the views of Kotak Mahindra Bank Ltd. (“Bank”) or its employees. Bank make no warranty of any kind with respect to the completeness or accuracy of the material and articles contained in this Newsletter. The information contained in this Article is sourced from empaneled external experts for the benefit of the customers and it does not constitute legal advice from Kotak. Kotak, its directors, employees and the contributors shall not be responsible or liable for any damage or loss resulting from or arising due to reliance on or use of any information contained herein.