Help Center
Locate us
How to get a forex card?
Experience the all-new Kotak Netbanking
Simpler, smarter & more intuitive than ever before
Popular Products
Show More
Quick Help
Show More
Frequently Asked Questions
Show More
Experience the all-new Kotak Netbanking Lite
Simpler, smarter & more intuitive than ever before. Now accessible on your mobile phone!
Yes, you can access local currency at international ATMs. Keep in mind that a nominal fee may apply per transaction, so it's wise to withdraw larger amounts less frequently to minimise charges.
Disclaimer: This Article is for information purposes only. The views expressed in this Article do not necessarily constitute the views of Kotak Mahindra Bank Ltd. (“Bank”) or its employees. The Bank makes no warranty of any kind with respect to the completeness or accuracy of the material and articles contained in this Article. The information contained in this Article is sourced from empaneled external experts for the benefit of the customers and it does not constitute legal advice from the Bank. The Bank, its directors, employees and the contributors shall not be responsible or liable for any damage or loss resulting from or arising due to reliance on or use of any information contained herein. Tax laws are subject to amendment from time to time. The above information is for general understanding and reference. This is not legal advice or tax advice, and users are advised to consult their tax advisors before making any decision or taking any action.
When you’re planning your first trip abroad, every detail feels important—what to pack, where to stay and how much money to carry. But when it comes to managing money while travelling then most people pause. Should you carry cash? Use your Indian card? Or maybe get something more travel friendly like a Forex card? If you’re wondering how to get one, what the process looks like and whether it’s something you can do online, here’s everything you need to know before making the call.
In simple terms, a Forex card is a prepaid card that you load with the currency of the country you're travelling to. It lets you swipe, withdraw or pay online abroad, just like your regular debit card—but without the surprise of international transaction fees or conversion rate shocks. Plus, it’s safer than cash and more cost effective than using your Indian card abroad.
So, how does one get a forex card?
Whether you're applying in person or choosing to buy a forex card online, the process is pretty smooth.
For example, if you're heading to the US then you’ll want USD. Some trips might include multiple countries—so consider a multi-currency card if you need flexibility. Kotak Forex Cards offers this option with the availability of 15 currencies.
You don’t need to get it perfect. Estimate based on your duration and purpose. Students might need more upfront for fees or accommodation. Tourists may be okay with less but depends on your preferences. The point is that you can always reload later.
Here’s the part that surprises most people—you don’t have to visit a bank to get a Forex card anymore. You can do it all online through the banks’ platform. Fill out a few details, select the currency and amount and then you’re done. However, if you prefer a face-to-face chat then walk into your nearest bank branch and they’ll help you out.
Essential paperwork required to apply
This is where you might want to pause and collect a few things. Here are the documents required for Forex card:
Submit your application, either online or at the branch. The bank processes your request and lets you know once it’s done. Kotak Forex Cards will be activated with the loaded currencies within 24 hours of the bank getting clear funds from your end. If you choose online delivery then the card gets shipped to your address. Otherwise, you can pick it up. It’s ready to use almost immediately once activated. You’ll get a PIN for ATM withdrawals then all your expenses can be tracked online. It’s simple and doesn’t take more than a day or two.
Additional factors to keep in mind
If you’re someone who likes being prepared before a trip then a Forex card just makes things easier. Once you know how to apply Forex card, what documents are required and that you can even buy it online, there’s really no reason to wait till the last minute.
With Kotak Mahindra Bank, the process is simple and the support is solid. The card itself is designed to be practical for every kind of traveller—from students to business flyers.
So, while you're ticking off things from your travel checklist, go ahead and get Forex card too. Ensure your foreign exchange is arranged, carry a reliable Forex card and travel with confidence and financial ease.
OK