Home Loan in Chennai
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Chennai is among the best Indian cities to live in, thanks to its consistent development and increasing work opportunities. A home loan in Chennai can make it easy to buy a home in this beautiful city. Kotak Mahindra Bank provides a housing loan in Chennai with the best of deals.
Before borrowing a housing loan in Chennai, it’s crucial to understand the important features of the deal. Kotak Mahindra Bank offers you a plethora of benefits on a home loan in Chennai:
You can easily fulfill your dream of buying your own home in Chennai with these features of Kotak Mahindra Bank’s Home Loan in Chennai.
A home loan in Chennai from Kotak Mahindra Bank comes with attractive interest rates. That helps in reducing your overall home loan EMI and makes your housing loan in Chennai an affordable one. The interest rate varies from applicant to applicant, depending on the nature of the applicant’s employment. Take a look:
Type of Loan | Nature of Employment | Interest Rate |
---|---|---|
Home Loan |
Salaried Applicants |
7.55 % to 8.50 % p.a. |
Self-employed Applicants |
8.05 % to 8.60 % p.a. |
|
Salaried Applicants |
8.00 % onwards |
|
Self-employed Applicants |
|
For best home loan deals in Chennai, apply for a Home Loan from Kotak Mahindra Bank.
You can easily avail of a home loan in Chennai when you suit the lending bank’s eligibility criteria. Kotak Mahindra Bank’s housing loan in Chennai has these requirements:
- For salaried applicants: 18 to 60 years
- For self-employed applicants: 18 to 65 years
- For both salaried and self-employed applicants minimum gross income requirement is Rs. 20,000 per month
- In case of applicants employed with private and partnership firms graduation is the minimum educational qualification required
- In case of applicants employed with public limited companies or MNC or government service there is no such requirement
Partnership Firm/LLP/Indian Company/Hindu Undivided Family
Kotak Mahindra Bank has a simple documentation process for a home loan in Chennai. Here’s what you need to submit to borrow a housing loan in Chennai:
Kotak Mahindra Bank’s application process to get a home loan in Chennai is easy. A housing loan in Chennai can also be availed via an online application. Here’s how:
Apply for a home loan in Chennai, now.