Documents Required For Home Loan Balance Transfer Online

Apply Now

Appy Online Home Loan Balance Transfer - Kotak Bank

Documents Required for Home Loan Balance Transfer

During your application, being equipped with the documents required for a home loan balance transfer can make the entire process very smooth. We would need your original documents for verification and self-attested copies for submission.

Home loan balance transfer documents for Salaried Employee

A salaried employee would require to submit the following documents with their application:

Proof of identity and residence
PAN / Passport / Voter ID / Driver License
Income proof and banking details
Salary Slips / Bank Statements / Latest Form-16 and IT returns
Signature Proof
Proof of educational qualifications

Home loan balance transfer documents for Self-employed person

A self-employed professional would require to submit the following documents with their application:

Proof of identity and residence
PAN / Passport / Voter ID / Driver License
Income proof and banking details
- Income tax return
- Balance Sheet and P&L statements attested by the CA
- Current Account statement
Signature Proof
Proof of educational qualifications

General Questions Related to Documents Required to Home Loan Balance Transfer

What documents are required for a home loan balance transfer?

Like a home loan, few documents are required for a home loan balance transfer, such as proof of identity, residence, and income.

Do I need a Foreclosure Letter from the previous bank for a home loan balance transfer?

It is required that your current lender or financial institution issues you a NOC, that is, a No Objection Certificate. This certificate enables you to transfer your home loan and the outstanding amount to a new lender or financial institution.

Frequently Asked Questions

What is the verification process for Home Loan Balance Transfer Documents?

Applying for Home Loan Refinance is very simple and convenient, and so is the verification process. We have an advanced, easy, and stress-free process established for the verification of Home Loan Balance Transfer documents.

Step 1: Submit your scanned documents

Step 2: Pay Home Loan processing fees

Step 3: Discussion with your bank

Step 4: Background check of the given documents

Step 5: If the documents are correct, your home loan gets approved

Step 6: Processing of confirmation letter

Step 7: Initiation of the Disbursement procedure

Was this information helpful to you? Yes No

What additional documents are required while opting for Home Loan Refinance?

Some additional documents which may be required while opting for Home Loan Refinance are mentioned below:

Income proof and banking details
Age proof and address proof
Identity proof and Signature Proof
Proof of educational qualifications

Was this information helpful to you? Yes No

Showing 2 out of 2 items

of 1

Home Buying Guide

Related Products

Personal Loan

Quick loan sanction | Part Prepayment available | Loan amount up to Rs.25 lakh

NRI Home Loan

If you are an NRI and are looking for a Home Loan, Kotak provides you just that. Check out our NRI Home Loans section.

Home Improvement Loans

If you are looking for renovating your home, you can do so by taking Kotak’s Home Improvement Loans

Documents Required for Home Loan Balance Transfer

Documents Required for Home Loan Balance Transfer

Home loan balance transfer documents for Salaried Employee

Home loan balance transfer documents for Self-employed person

General Questions Related to Documents Required to Home Loan Balance Transfer

What documents are required for a home loan balance transfer?

Do I need a Foreclosure Letter from the previous bank for a home loan balance transfer?

Ready to take the next step?

Frequently Asked Questions

What is the verification process for Home Loan Balance Transfer Documents?

What additional documents are required while opting for Home Loan Refinance?

Home Buying Guide

Related Products

Personal Loan

NRI Home Loan

Home Improvement Loans