Apply for Home Loan & Get a Sanction Letter in 10 Minutes
Rates starting at 8.85% p.a. | Tenure of up to 25 years

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Rates starting at 8.85% p.a. | Tenure of up to 25 years
Kotak Mahindra Bank offers a range of home loans in India to help individuals purchase their dream homes. As a significant investment, we understand the importance of making the right decision, which is why we provide comprehensive information on home finance, including interest rates, eligibility criteria, and customisable loan offerings. Whether you are a first-time homebuyer, upgrading to your dream home or planning to reduce your Housing Loan EMI by shifting, we have the perfect solution to suit your needs. Our website offers helpful resources such as home loan calculators and FAQs to guide you towards making an informed decision. Take the first step towards owning your dream home in India today by applying for housing finance with Kotak.
You can apply online for a Kotak Home Loan via our website, Mobile Banking App, or by simply walking into your nearest Kotak Mahindra Bank branch. Via our online process, you can enjoy ease and convenience of a quick loan processing and get your Home Loan sanction letter within 10 minutes.
Rates linked to RBI’s repo rates
Hassle-free, simple and quick processing
For all digital applications
Customizable repayment tenure as per your need