Recurring Deposits
A small investment every month can get you one step closer to your dreams.

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Tenure |
Interest rates |
1000 |
3000 |
5000 |
10,000 |
|||||
|
Regular |
Sr Citizen |
Regular |
Sr Citizen |
Regular |
Sr Citizen |
Regular |
Sr Citizen |
Regular |
Sr Citizen |
6 Months |
6.00% |
6.50% |
6,105 |
6,114 |
18,316 |
18,342 |
30,527 |
30,571 |
61,053 |
61,142 |
9 Months |
6.00% |
6.50% |
9,227 |
9,246 |
27,681 |
27,738 |
46,134 |
46,230 |
92,269 |
92,460 |
12 Months |
7.10% |
7.60% |
12,469 |
12,502 |
37,407 |
37,507 |
62,344 |
62,512 |
124,688 |
125,024 |
24 Months |
7.00% |
7.25% |
25,820 |
25,887 |
77,459 |
77,662 |
129,099 |
129,437 |
258,198 |
258,874 |
36 Months |
6.50% |
7.00% |
39,824 |
40,137 |
119,473 |
120,412 |
199,122 |
200,686 |
398,244 |
401,373 |
48 Months |
6.25% |
6.75% |
54,619 |
55,194 |
163,857 |
165,581 |
273,095 |
275,968 |
546,189 |
551,936 |
60 Months |
6.20% |
6.70% |
70,433 |
71,366 |
211,298 |
214,097 |
352,164 |
356,829 |
704,327 |
713,658 |
120 Months |
6.20% |
6.70% |
166,234 |
170,855 |
498,703 |
512,564 |
831,172 |
854,273 |
1,662,344 |
1,708,546 |
Disclaimer : Interest rates applicable are the same as that for Term Deposits, and are subject to change from time to time. Senior Citizens earn an additional 0.50%. Maturity amounts have been rounded off to the nearest rupee.
The minimum and maximum duration to open a bank RD is 6 months and 120 months, respectively.
Any residing Indian, including minors and HUF, can open a recurring deposit account with Kotak. However, it is mandatory to have a savings account with us.
To open a recurring deposit account with Kotak, first, you need to have a savings account from where the monthly payment will be deducted.
The minimum amount required to open a recurring deposit account with Kotak Mahindra is Rs. 100 per month for a tenure of up to 10 years.
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By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.