Manage Subscriptions/ Recurring Payments linked to your Kotak Cards

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Say hello to more ease, more comfort, and a world of hassle-free services with Subscriptions/ Recurring Payments!
Instantly set up regular payments on your Credit/Debit card to enjoy uninterrupted services across platforms like Netflix, Amazon Prime, Facebook, Google and more.
How do I register?
Simply register your Kotak Bank Credit/Debit Card on the merchant’s website/app for your Subscriptions/ Recurring Payments.
To see the list of compliant merchants currently live with Kotak Mahindra Bank for Subscriptions/ Recurring Payments on your Credit/Debit Cards, Click here
Click here to view your registered subscriptions/ recurring payments. You can also cancel or modify the existing Subscriptions/ Recurring Payments at any stage.
Subscription or Recurring Payment mandates have to be registered with the respective merchant only.
Note:
The merchant list shown in the above link is limited only to domestic merchant subscriptions/ recurring payments.
Subscriptions/ Recurring Payments is a payment method by which you can choose to register your Kotak Bank Credit/ Debit card on the merchant’s website/ App for paying your subscriptions or payments which are required to be made on a recurring basis(monthly/quarterly or annually)
Below notifications will be sent for your recurring transactions:
Please Note: If the amount of any subscription/ recurring payment is above Rs. 5000 you are required to approve the transaction with an OTP.
Subscriptions/ Recurring Payments User Guide :
Click here to view.
By Clicking on the hyper-link, you will be leaving www.kotak.com and entering our partnered website which will display recurring payment details enabled on your Kotak Bank Credit / Debit Card
Subscription/Recurring Payment is a payment method under RBI’s e-mandate guideline, where you register your Kotak Bank Credit/Debit card on a merchant’s app/website. Once registered, your payments get automatically debited at pre-defined intervals.
As per the regulatory requirements, some of the key security & safety measures are as listed below:
Effective 1st Oct 2021, the bank will only approve standing instructions if it has been processed as per the new guidelines for ‘Processing of e-mandates on cards for recurring transactions’ by the service providers. There will be no impact on EMI transactions and one-time non-recurring payments.
Transaction |
Old Process |
New RBI Compliant Process |
Registration of Subscriptions/ Recurring Payment |
· 1st transaction/registration with AFA · Select subsequent auto payment frequency |
· 1st transaction/registration with AFA · At the time of registration, validity period and maximum amount is provided · Bank to provide facility to view/modify/approve/pause/cancel standing instructions before the amount is charged on the card. |
Subsequent Subscriptions/ Recurring Payment |
· Auto charge to card without any AFA |
For merchants which are enabled as per the new regulatory guideline: · If recurring charge amount is less than ₹ 15000 and less than maximum amount, then amount is automatically charged without AFA · If recurring charge amount is more than ₹ 15000 or more than maximum amount, customer needs to approve the transaction via AFA and then amount is charged · Pre-debit notification will be provided at least 24 hours before the due date of recurring charge with details of upcoming transaction ·For merchants who are not enabled as per the new regulatory guideline customers will have to make direct payment to merchant to avail the services |
Setting up a new Subscription/ Recurring Payments is quick & super easy!
Simply register your Kotak Credit/Debit Card on the merchant’s website/app. Subscription or Recurring Payment mandates have to be registered with the respective merchant. Bank will not be able to register the same.
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
At your request, you are being re-directed to a third party site - https://www.billdesk.com/pgmerc/kotakcard/ wherein you can make your payment from a different bank account. Kotak Cards does not guarantee or warrant the accuracy or completeness of the information, materials, services or the reliability of any service, advice, opinion statement or other information displayed or distributed on the third party site. You shall access this site solely for purposes of payment of your bills and you understand and acknowledge that availing of any services offered on the site or any reliance on any opinion, advice, statement, memorandum, or information available on the site shall be at your sole risk. Kotak Cards and its affiliates, subsidiaries, employees, officers, directors and agents, expressly disclaim any liability for any deficiency in the services offered by BilIDesk whose site you are about to access. Neither Kotak Cards nor any of its affiliates nor their directors, officers and employees will be liable to or have any responsibility of any kind for any loss that you incur in the event of any deficiency in the services of BiIIDesk to whom the site belongs, failure or disruption of the site of BilIDesk, or resulting from the act or omission of any other party involved in making this site or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of the site or these materials.
Note: Available in select banks only. Kotak Cards reserves the right to add/delete banks without prior notice. © Kotak Mahindra Bank. All rights reserved
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.