| Joining Fees
|
Rs. 500
|
| Annual Fees
|
Rs. 500
|
| Condition for waiver of Joining Fees
|
NA
|
| Condition for waiver of Annual Fees
|
Rs. 50,000
|
| Add-on card Fees
|
Rs. 200
|
| Interest Charges on outstanding Balances
|
3.5% (Annualized 42%)
|
| Minimum Amount Due (MAD) (It will reflect in statement in column of minimum amount due)
|
10%
|
| ATM Cash Withdrawal/ Call a draft/ Fund Transfer/ Cash Advance per Rs. 10,000 or part thereof
|
Rs. 300
|
| Late Payment Charges ("LPC")
|
Rs. 100 for statement o/s less than or equal to Rs. 500.
|
| Rs. 500 for statement o/s between Rs. 500.01 to Rs. 10,000
|
| Rs. 700 for statement o/s greater than Rs. 10,000
|
| Over Limit Charge
|
Rs. 500
|
| Cheque Bounce Charges
|
Rs. 500
|
| Foreign Currency Mark Up
|
3.5%
|
| Railway Booking Surcharge (1.8%/2.5% on transaction amount)*
|
Waived
|
| Fuel Surcharge (1% on transaction)**
|
Waived
|
| Fee for Cash payment at Bank
|
Rs. 100
|
| Outstation Cheque Processing Fee
|
Waived
|
| Reissue/ Replacement Card (per issuance)
|
Rs. 100
|
| Charge Slip Request
|
Waived
|
| Machine Surcharge at ATMs
|
Waived
|
| Balance Enquiry Charges at Non Parent Bank ATM
|
Waived
|
| Duplicate Statement Request
|
Waived
|
| Web Pay Service Fee
|
Waived
|
| *Save railway surcharge waiver of 1.8% for transaction on www.irctc.co.in and 2.5% for transactions on Indian Railways Booking Counters.Maximum railway surcharge waiver allowed in a calendar year is Rs. 500/-
|
| **Save fuel surcharge waiver of 1% across Fuel Stations on Kotak 811 Credit Card. Maximum fuel surcharge waiver allowed in a calendar year is Rs. 3,500/-
|
