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  - Raise a service request

Accounts
- Current Accounts
- Fees and Charges - Current Account
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- Retail Institutions Account (TASC)
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- Privy League
- Salary2Wealth - Corporate Benefit
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Loans
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Payment & Tax Solutions
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- Bank Guarantee
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- Letter of Credit
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About Us
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Our Offerings
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Privy League
Overview
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Privy
Offerings

NRI Accounts & Deposits
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NRI Money Transfer
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- Remittances from Exchange House
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- Foreign Currency Cheques
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NRI Loans
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NRI Cards
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NRI Investment & Insurance
- Life Insurance
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- Mutual Funds
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- National Pension System (NPS)
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- Portfolio Investment Schemes
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- Demat Account
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NRI Privy League

Overview
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Investor Info
Sustainability
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Disclosures
Regulation 46 and 62
IEPF

Products

Fees, charges & other Parameters	IndiGo Credit card
Joining Fee	₹ 1,500
Annual Fee	₹ 1,500
Add-on Card Fees	Waived
Interest charges on outstanding balances	3.75% (Annualized 45%)
Minimum Amount Due (MAD) (It will reflect in your statement in the Minimum Amount Due column)	1% of TAD
ATM cash withdrawal/Cash advance per ₹ 10,000 or part thereof	Maximum of 2.5% on advance amount and ₹500
Late Payment Charges (LPC)
Outstanding Statement Amount	LPC
<= ₹100	₹ 0
₹101 - 500	₹ 100
₹500.01 – 5,000	₹ 500
₹5,000.01 – 10,000	₹ 600
₹10,000.01 – 25,000	₹ 800
₹25,000.01 – 50,000	₹ 1,000
Above ₹50,000	₹ 1,200
Over limit charge	₹ 500
Cheque bounce charge	Maximum of 2.0% and ₹500
Standing Instruction Failure/ Auto-debit return fee	2% of Bounce amount subject to minimum of ₹450, Maximum fee of ₹5000
Fee on Wallet Loading	1% fee on cumulative wallet loading spends exceeding ₹10,000 per statement cycle
Credit Limit Increase Processing Fees	₹100 as applicable
Fee on Fuel Transactions	1% fee on cumulative fuel spends exceeding ₹35,000 per statement cycle
Fee on Online Skill-Based Gaming	1% fee on cumulative online skill-based gaming spends exceeding ₹10,000 per statement cycle
Fee on Education Payment	1% transaction fee will be applicable on all education payments made via third-party apps
Fee on Utility Spends	1% fee on cumulative utility spends exceeding ₹50,000 per statement cycle
Fee on Rent Payments	1% fee on transaction amount
Foreign currency mark-up	3.5% per transaction
Railway booking surcharge	Applicable
Fuel surcharge	Applicable
Fee for cash payment at the Bank	₹ 100
Reissue/replacement card (per issue)	₹ 100
Machine surcharge at ATMs	Waived
Duplicate statement request	Waived
Web pay service fee	Waived
Please note: GST/applicable taxes will be charged as per the rates approved in the Finance Act each year, on all interest, fees and other charges levied on your credit card.

IndiGo Kotak Credit Card

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