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Frequently Asked Questions

Am I entitled for an Add-on Card?

Yes, Add-on Cards are available on Kotak Essentia Chip Platinum Card for a one time fee of Rs. 299 per card.

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Why should I select a Kotak Credit Card?

Kotak Credit Cards symbolize the following guiding principles:

Simplicity

Kotak Credit Cards are simple to understand and use. We have taken special care to make them hassle free so that you can spend time on more important things in life that require your attention.

Transparency

Kotak Credit Cards are transparent in communicating upfront what the Card offers and what you would have to spend for it, if at all. We have taken care that there will be no hidden charges associated with this Card.

Relevance

Kotak Credit Cards have understood what you need the most from your credit Card, and have been designed to give you only those benefits that are most relevant for you.

This promise from Kotak ensures that you only get the best from your credit Card!

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What is the insurance cover on the Kotak Credit Card?

On the Kotak Credit Card the insurance cover is for Lost/stolen card /fraudulent charges provided by New India Assurance Company Ltd.

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Is this Card valid internationally?

Yes, this Card is valid internationally.

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Are all the Kotak Essentia Chip Platinum Card available on the Add-on Card?

Yes, all Kotak Essentia Chip Platinum Card features can be availed by the Add-on Card holder.

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