Essentia Platinum Credit Card
- 10% Savings on Departmental & Grocery Store spends
The Kotak Essentia Platinum Credit Card is designed keeping the smart shopper in mind. With this Credit Card, you earn Savings Points on all your essential purchases, and these can be redeemed whenever you want on all the special things you want to buy or experience.
10% Savings on Departmental & Grocery Store spends
More Savings! A World of Offers
Priority Attend- KASSIST
Your Add-on Card will have all the benefits that you enjoy on your Card
Check your eligibility for the Essentia Platinum Credit Card.
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For milestone benefits, all transactions settled during milestone period will be considered. Example- Milestone period is 1st Jan 2021 to 30th June 2021, then the transactions settled till 30th June 2021 will be considered for milestone benefits”. Any transaction settled after 30th June 2021 will be considered in next milestone period.
Disclaimer: Dear Customer, we have discontinued this product for new sourcing, and same is only displayed for existing Essentia cardholders. We are sure that our large bouquet of active products with attractive features and offers will match your expectation. Thankyou for understanding.
A. Credit card companies and banks charge higher fees to recover the cost of lending money to customers. But, they urge merchants not to pass credit card swipe charges to customers and instead bear it themselves. In some places, merchants can charge customers an extra fee for using credit or debit cards to cover the processing costs.
A. The easiest way to pay rent is using credit cards. In this nothing is debited from your bank account. Instead the money is paid via the available line of credit. Rent payment through credit card is easy and just a few clicks away when it is linked to your UPI enabled app. Now you know how to pay rent through credit card.
A credit card is a transactional card that enables the holder to make purchases of goods and services or withdraw advance cash on credit.
You may proceed with the balance transfer option if you see possible savings out of it. Paying high-interest debt doesn’t make sense when you can qualify for a new card with a 0% APR. This way, you can consolidate your debt and pay them off without any hassle. Many balance transfer credit cards offer a 0% or low interest rate on balance transfers for an introductory period, which can allow you to save money on interest charges while you pay down your debt.
The coverage under CPP credit card protection membership in India is generally limited to the protection against loss, theft or misuse of the member's credit cards, debit cards, and other cards. CCP credit card protection also protects unauthorized transactions and emergency card replacement services.
Joining Fee: INR 1,999|Annual Fee: INR 299
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