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1. Effective June 18, 2025, daily balances in Savings Account across all account balances will earn 2.75% interest p.a. These interest rates are applicable for both Resident and Non Resident Accounts (NRE/ NRO)
2. If no salary credit or no transactions occur within the first 3 months of account opening, the account will be auto-closed.
3. If salary or pension is not credited for consecutive 6 months (PSU/Government) or 4 months (Rest) into your Salary account, the account will be re-classified in to chargeable savings accounts variant where you will be required to maintain requisite AMB, failing which applicable charges will be levied. For further details you may refer to GSFC on kotak.com
4. Please note, if your account is currently in dormant status, non-maintenance charges will not be applicable to the same. In order to activate your account, please visit your nearest Kotak Bank branch .
5. $Year is defined as period of 12 months from 1st January to 31st December for cheque book issuance charges
6. Please click here for ActivMoney terms and conditions.
7. Taj Epicure Membership and Shopping Voucher benefits are applicable only to New to Bank customers subject to fulfilling both the criteria of salary credit and minimum Rs 500 Debit card spends on Point of Sale or E-Commerce within 3 months of account opening. Voucher Details will be communicated through email. This will be issued once in a month.
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