Kotak Mahindra Bank Exporters Gold Card Scheme provides easy access to export credit on better terms to exporters.
Eligibility:
1) All accounts of the Exporter borrower are under ‘Standard’ classification with the Bank continuously during last three years and no irregularities / adverse features are found in the conduct of the borrower’s accounts.
2) The borrower has no overdues / irregularities with the Bank; further the borrower is not SMA/ NPA with any other lender.
3) The borrower is not blacklisted by ECGC or included in RBI’s defaulter’s list/ caution list.
4) The borrower / promoter directors / partners are not classified as RFA / Fraud with any lender and is not a wilful defaulter with any lender.
5) Borrowers under IBC resolution process are not eligible.
Features:
1) Limits will be sanctioned in-principal for 3 years, with a provision for automatic annual renewal (this is subject to satisfactory operation and compliance with the terms and conditions of sanction).
2) A standby limit, ad-hoc limit of not less than 20% of the assessed limit may additionally be made available, at the request of the borrower.
3) Waiver of collateral and exemption from ECGC guarantee schemes may be considered on the basis of borrower’s track record.
Time frame for disposal of credit sanction application: applications will be prioritized
The sanctioning of limits is based on credit policy decisions and internal guidelines of Kotak Mahindra Bank.
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
At your request, you are being re-directed to a third party site - https://www.billdesk.com/pgmerc/kotakcard/ wherein you can make your payment from a different bank account. Kotak Cards does not guarantee or warrant the accuracy or completeness of the information, materials, services or the reliability of any service, advice, opinion statement or other information displayed or distributed on the third party site. You shall access this site solely for purposes of payment of your bills and you understand and acknowledge that availing of any services offered on the site or any reliance on any opinion, advice, statement, memorandum, or information available on the site shall be at your sole risk. Kotak Cards and its affiliates, subsidiaries, employees, officers, directors and agents, expressly disclaim any liability for any deficiency in the services offered by BilIDesk whose site you are about to access. Neither Kotak Cards nor any of its affiliates nor their directors, officers and employees will be liable to or have any responsibility of any kind for any loss that you incur in the event of any deficiency in the services of BiIIDesk to whom the site belongs, failure or disruption of the site of BilIDesk, or resulting from the act or omission of any other party involved in making this site or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of the site or these materials.
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
Please note by login in to the above link and clicking on the “Submit” button, you provide your consent and acceptance to,
Submit the three years financial statements online to the Bank through our partnered website Finfort.
Our partnered website downloading /obtaining the comprehensive financial analysis reports from Income Tax, Traces and Ministry of Corporate Affairs Portals and submitting the same to the Bank for the purposes of credit due diligence.
The terms and conditions of our Partnered website.
Authorise the bank to make any enquiries regarding your repayment history with banks, financial institutions, credit bureaus, agencies, statutory bodies etc. as may be required or as they may deem fit.
At your request, you are being re-directed to a third party site - http://www.billdesk.com/pgmerc/kotakcard/ wherein you can make your payment from a different bank account. Kotak Cards does not guarantee or warrant the accuracy or completeness of the information, materials, services or the reliability of any service, advice, opinion statement or other information displayed or distributed on the third party site. You shall access this site solely for purposes of payment of your bills and you understand and acknowledge that availing of any services offered on the site or any reliance on any opinion, advice, statement, memorandum, or information available on the site shall be at your sole risk. Kotak Cards and its affiliates, subsidiaries, employees, officers, directors and agents, expressly disclaim any liability for any deficiency in the services offered by BilIDesk whose site you are about to access. Neither Kotak Cards nor any of its affiliates nor their directors, officers and employees will be liable to or have any responsibility of any kind for any loss that you incur in the event of any deficiency in the services of BiIIDesk to whom the site belongs, failure or disruption of the site of BilIDesk, or resulting from the act or omission of any other party involved in making this site or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of the site or these materials.