| Interest Rate
|
Min : Prevailing MCLR Or Reference Rate
Max : 24%
|
| Loan Processing Charges
|
Up to 3% of Loan amount
|
| Documentation Charges
|
Up to Rs. 5000/-
|
| Stamping Charges
|
At Actuals
|
| Credit Appraisal Charges
|
-
|
| Commitment Charges
|
-
|
| Overdue Interest
|
3% of Overdue Amount, compounded monthly
|
| Collection Charges
|
30% of penal and cheque bouncing charges
|
| Dishonour Charges Per Instance
|
Rs. 750/-
|
| Swap Charges( Replacement of PDCs)
|
Upto Rs. 500 per Swap per Instance
|
| Prepayment Interest / Forclosure Charges
|
4% of Principal outstanding as per reducing balance method on the date of repayment
|
| Duplicate Issue of NOC
|
Rs. 500/-
|
| Solvency Certificate
|
-
|
| No Due Certificate
|
-
|
| Charges for furnishing a copy of the credit information report (CIBIL) to the applicant.
|
Rs. 50/-
|
| Charges applicable in case customer requests for copies of records pertaining to his transactions ( SOA / Amortization Schedule)
|
Rs. 500/-
|
| APAC Reschedulement
|
-
|
| Part Foreclosure Charge
|
-
|
| Payment Processing/Handling Charge
|
Rs. 1000/- + GST
|
| Valuation Charges
|
As per Actual
|
| Repossession Charges
|
At Actuals + GST
|
| Duplicate Foreclosure Statement Charges
|
Rs. 500/-
|
| NOC for National Permit
|
Rs. 500/-
|
| NOC for State Permit
|
Rs. 500/-
|
| NOC for Change in Body Type
|
Rs. 500/-
|
| Rebooking of Loans (due to change in borrowing structure, change of property / Asset / Collateral etc.)
|
Rs. 2,500/-
|
| Change in Installment Due Date
|
Rs. 1,000/-
|
| Change in Property / Asset / Collateral
|
Rs. 2,000/-
|
| Copy of Any Property/Loan Document
|
Rs. 1,000/-
|
| Asset Verification Charges - Immovable Assets
|
At Actuals
|
| Legal / Incidental Charges*
|
At Actuals
|
| NOC to Convert From Private to Commercial Registration
|
Rs. 2,000/-
|
| NOC to Convert From Commercial to Private Registration
|
Rs. 2,000/-
|
| Re-issuance of Pay Order
|
-
|
| Non Compliance with Sanction Terms and Conditions
|
-
|
| End-use Certificate Delays
|
-
|
| Net Worth Statements Delays
|
-
|
| *Taxes as applicable
|
As applicable
|
| GST and service charge
|
As applicable
|
| "Blank / -" denotes that these charges are not applicable to the concerned business division
|
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