Average Quarterly Balance
of Rs. 50,000/-
Daily purchase limit of Rs. 1.75 lacs
and daily ATM cash withdrawal
limit of Rs. 50,000
Current account balance converts
to Term Deposits, to help earn
attractive returns on idle balances
Unsecured overdraft facility
up to Rs. 15 lacs for short term
Free demand drafts payable
at Kotak Bank branches
(up to 50 per month)
1 Free for up to five times the previous month's average credit balance or Rs 500,000, whichever is higher.
Kotak Credit Access - Unsecured overdraft facility up to Rs. 15 lac for business emergencies
2Conditions apply. Available at select locations only. Credit is at the sole discretion of Kotak Mahindra Bank Ltd., and is subject to guidelines issued by the RBI periodically. The bank may engage the services of marketing agents for sourcing loan assets.
3 Services will be offered at the bank's discretion.
All the features and benefits are subject to terms, conditions, and exclusions. Please refer to the 'General Schedule of Features and Charges'.
4Refer the General Schedule of Features & Charges (GSFC) to know Home Banking charges applicable as per your account type.
Offered through third-party tie-ups.
Salary account - Corporate salary account for start-up employees with a minimum criteria of five employees and average salary of Rs 25,000.
Every business needs a set of services that form its backbone. Avail these services at special rates negotiated for Kotak Bank only:
The list below is indicative, and based on the availability of the concerned service providers:
For more details click here
The above services are provided by third-party service providers and not by Kotak Mahindra Bank, and the Bank does not endorse / guarantee / offer warranty on any of these third-party services and does not provide any service commitment with respect to any of the offers / services made by these third-party service providers. The Bank is just providing information by mentioning these services, purely for the convenience of its customers, and the Bank is a mere facilitator of these services provided, and shall not bear any liability or obligation if the customers avail these services from these third-party service providers. The Bank does not earn any commission or fee upon its customers viewing or availing of these services from the third-party service providers. If any customer chooses to avail of any of the services, the Bank shall not be a party to, or be concerned with any of the services, or be responsible for any act of omission / negligence/ deficiency of services or unacceptable service levels on the part of the third-party service providers. It is understood that by availing of any of these services, the customer so availing, deals with the third-party service providers directly. The customer is free to avail such services from any other service provider.
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