3 Ways Credit Card help to stick to your Fitness Resolution

Get Kotak League Platinum Credit Card & earn 8X reward Points on your every spends of Rs.150 across all categories.
Know More
Disclaimer: This Article is for information purposes only. The views expressed in this Article do not necessarily constitute the views of Kotak Mahindra Bank Ltd. (“Bank”) or its employees. The Bank makes no warranty of any kind with respect to the completeness or accuracy of the material and articles contained in this Article. The information contained in this Article is sourced from empaneled external experts for the benefit of the customers and it does not constitute legal advice from the Bank. The Bank, its directors, employees and the contributors shall not be responsible or liable for any damage or loss resulting from or arising due to reliance on or use of any information contained herein. Tax laws are subject to amendment from time to time. The above information is for general understanding and reference. This is not legal advice or tax advice, and users are advised to consult their tax advisors before making any decision or taking any action.
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
At your request, you are being re-directed to a third party site - https://www.billdesk.com/pgmerc/kotakcard/ wherein you can make your payment from a different bank account. Kotak Cards does not guarantee or warrant the accuracy or completeness of the information, materials, services or the reliability of any service, advice, opinion statement or other information displayed or distributed on the third party site. You shall access this site solely for purposes of payment of your bills and you understand and acknowledge that availing of any services offered on the site or any reliance on any opinion, advice, statement, memorandum, or information available on the site shall be at your sole risk. Kotak Cards and its affiliates, subsidiaries, employees, officers, directors and agents, expressly disclaim any liability for any deficiency in the services offered by BilIDesk whose site you are about to access. Neither Kotak Cards nor any of its affiliates nor their directors, officers and employees will be liable to or have any responsibility of any kind for any loss that you incur in the event of any deficiency in the services of BiIIDesk to whom the site belongs, failure or disruption of the site of BilIDesk, or resulting from the act or omission of any other party involved in making this site or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of the site or these materials.
Note: Available in select banks only. Kotak Cards reserves the right to add/delete banks without prior notice. © Kotak Mahindra Bank. All rights reserved
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
22 MAY, 2020
As the New Year commences, we are bound to resort to several resolutions and the promise of fulfilling goals. Amidst the numerous aims, financial planning and achieving better fitness is likely to stay at the top. Effectively achieving and marinating the two goals is important in leading a well-balanced life. Interestingly, the two aspects are also closely related. This can be attributed to the fact that fitness does not come cheap. Whether you practice fitness within your home, at the park or train under a professional at the gym, the costs can run high.
Achieving a good fitness level does have an impact on your financial health and vice versa. But you cannot put a price tag against your health, right? So how do you hit the right balance? Well, you can indeed save big bucks while achieving your fitness goals.
Steps To Attain Good Health & Financial Fitness With Credit Card
Pick the right credit card
The first thing you must do is get a suitable credit card. The redemption goals must go well with your financial goals. Perks such as airline miles, hotel stays, and more do not align with your requirements. Thus, do not get a credit card that offers these benefits. Rather, opt for credit cards that allow you to redeem the cashback. This benefit can be used to save big on gym membership and for purchasing equipment. Additionally, you can seek credit cards that let you avail benefits through merchandise and gift cards. This can be of good use while achieving your fitness goal as you can shop for several essentials such as smart watches, fitness gadgets, odometers and more.
Stick to a budget
When you work out, you may constantly want to get all the activity instruments and fitness foods available. Sometime, you may end up with unwanted credit card purchases. Thus, you must be mindful or you could end up with bad credit. Establish a monthly budget and do not surpass the spend limits. Always keep within your allowed means.
Tie-up stores
Credit card issuers collaborate with different vendors to bring you the best benefits. Look for gym offerings and fitness equipment offers who let you redeem sign up bonuses and extended membership through the use of your credit card. Online and in-stores are also good places to make optimal use of your credit card.
As you start implementing these changes, you will be glad to see your credit record getting stronger. Evaluate and monitor your health as well as finances regularly. Analyze and journal your 2020 fitness goal track record over time.
You have already rated this article
OK