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Your Most Anticipated Foreign Trip is Now a Possibility With an Affordable Travel Loan from Kotak Bank!
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Disclaimer: This Article is for information purposes only. The views expressed in this Article do not necessarily constitute the views of Kotak Mahindra Bank Ltd. (“Bank”) or its employees. The Bank makes no warranty of any kind with respect to the completeness or accuracy of the material and articles contained in this Article. The information contained in this Article is sourced from empaneled external experts for the benefit of the customers and it does not constitute legal advice from the Bank. The Bank, its directors, employees and the contributors shall not be responsible or liable for any damage or loss resulting from or arising due to reliance on or use of any information contained herein. Tax laws are subject to amendment from time to time. The above information is for general understanding and reference. This is not legal advice or tax advice, and users are advised to consult their tax advisors before making any decision or taking any action.
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Travel enthusiasts have had to put their next trips on hold as the pandemic struck, and after a long wait, people have started venturing out again. While it is still essential to adhere to safety protocols, the tourism industry has started picking up the pace. If you have always wanted to travel abroad but have somehow never been able to, now is the time to plan your trip!
One common reason that holds back many travelers is the expense. Sure, traveling abroad is most likely going to be more expensive than traveling within the country. But this should not come in the way of your dreams. If you are facing a cash crunch, one way of arranging the finances is to apply for a personal loan for your travel expenses.
This is how taking a travel loan from Kotak can benefit you:
1. Repay the loan with a flexible tenure
While taking out a loan and getting on the plane to your dream destination is the focus, it is also important to think about the loan repayment. The good thing is that there is nothing to worry about, as you can choose a preferable repayment tenure to clear the personal loan EMI payments. Make use of the personal loan EMI calculator to understand which tenure is most suitable.
2. Receive up to Rs 25 lakh for your travel expenses
One should always make the most of their trip. You never know when you will visit the same place again, so it is best to not compromise on anything. Now, this might be a little expensive, but with an instant personal loan for your travel expenses, there is nothing to worry about. Kotak offers up to Rs 25 lakh, which can ensure the best of everything – hotel stays, flight tickets, restaurants, shopping, and much more!
3. Enjoy an attractive interest rate for the loan
Some travelers choose to pay for their travel expenses with their credit cards. While it is convenient to swipe a card for financial transactions, not having to worry about the payments until the next month, this could actually prove to be expensive keeping in mind the high interest rates. This is why it is advisable to go for a personal loan instead as Kotak offers an attractive interest rate.
4. Get a quick approval for your loan application
One of the biggest advantages for borrowers taking a personal loan from Kotak is that they can get quick approvals. If your friends have suddenly made a spontaneous plan for a trip, there is no need to miss out because of budget problems. You can apply for a travel loan from Kotak and get it approved in just a few hours!
Since a personal loan is an unsecured loan, you do not have to worry about pledging any kind of collateral. Once you have uploaded all the documents required for personal loan, all that is left for you to do is to go ahead and have a great trip!
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