13 DECEMBER, 2021

New year is the time for celebrations and merriment. It is an occasion when you can let go of your past mistakes and embrace new opportunities. Many people use this festive season to fulfil their dreams, like buying a house, a car, going on a vacation, etc. If you have been delaying buying your dream home, there can be no better time than this new year. With a Kotak Mahindra Bank home loan, you can buy your dream home without any hassles. Find out more below.

Features of a Kotak Bank Home Loan

  • High-value loan

Whether you want to buy a 1BHK or a villa, Kotak home loans can help you make this dream come true. We offer customised home loan products that can help you buy any house you wish. Therefore, whether you want to buy a new apartment or farmhouse, you can apply for a high-value home loan and welcome your new year with a housewarming party at your new abode. Make sure to use a home loan eligibility calculator to ensure that you are eligible for the loan amount you plan to borrow.

  • Competitive interest rates

Your home loan interest rates can significantly affect your cost of borrowing. We know that even a small reduction in interest rates can impact your affordability. Therefore, we offer you the lowest home loan interest rates so that you never have to deal with high EMIs and compromise on your dream home. You can avail a home loan with us at unbelievably low-interest rates.

  • Long tenure

A longer tenure helps you repay the loan comfortably and manage the EMIs well. With us, you can avail a home loan for a maximum tenure of 20 years. However, you must know that longer tenure would increase your interest outgo and cost of borrowing. You can opt for a long tenure and then if required, prepay the floating interest rate home loan at no prepayment charges.

  • Easy application and disbursal process

With the availability of an online interface, applying for a home loan with us is simple and quick. All you have to do is click on the apply now button. You will be directed to a new webpage where you can enter your personal details and get a quote. You can also get in-principal approval within 24 hours.

  • Doorstep facility

You no longer need to visit our branch to get your loan approved. With our doorstep facility, you can contact our representative and take their help. Our representative will visit your home and help you fill the application form and complete the process. Moreover, you can also take insurance coverage at attractive premiums to protect your family from financial crises.

  • Minimum fees and charges

Besides offering the lowest interest rates, we also ensure that you are not burdened with too many home loan charges. You can avail the housing loan with us at zero processing fee (subject to conditions).

Home loan interest rates are at an all-time low, and it could be the best time to buy your dream home. With us, you can get a loan with easy eligibility and minimum documentation. However, ensure to check your affordability with an EMI calculator. Apply for home loan, now!

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Disclaimer: This Article is for information purpose only. The views expressed in this Article do not necessarily constitute the views of Kotak Mahindra Bank Ltd. (“Bank”) or its employees. Bank make no warranty of any kind with respect to the completeness or accuracy of the material and articles contained in this Newsletter. The information contained in this Article is sourced from empaneled external experts for the benefit of the customers and it does not constitute legal advice from Kotak. Kotak, its directors, employees and the contributors shall not be responsible or liable for any damage or loss resulting from or arising due to reliance on or use of any information contained herein.