Stamp Duty Calculator - Calculate Stamp Duty and Registration Charges | Kotak Mahindra Bank
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Calculate Stamp Duty Registration Charges in India

Stamp duty is indispensable when buying your house. This expense is generally left out by the banks you procure a home loan from. It is your responsibility to make sure that it is paid. A stamp duty calculator by Kotak Mahindra Bank helps you find out the exact amount to pay as stamp duty. Before you avail of a loan, use this mortgage stamp duty calculator to know the amount you must pay against the cost of your home.

Stamp Duty Calculator

Stamp Duty Cost


What is Stamp Duty?

Stamp duty can be defined as a tax that is imposed by the state government on the sale of a property or property ownership. Payment of stamp duty must be done in full and on time as it incurs fines. It is important because it acts as proof of ownership. The payment is recorded on stamp paper after the stamp duty and registration charges are paid. Using Kotak Mahindra Bank’s property stamp duty calculator, find out the amount to be paid as your home loan amount excludes it.

Stamp Duty Rates in India

The stamp duty on property is different in each state. Using Kotak Mahindra Bank's property Stamp Duty Calculator, you can calculate the amount you are liable to pay. There are several factors that affect the amount of stamp duty on property like gender, type of property, the intended use of the property, location, etc. If you buy a second home, a surcharge of 3% is payable on the standard stamp duty. Find out the percent of stamp duty charged in your state below:

States Stamp Duty Rates

Andhra Pradesh



Males- 7%




Males- 7%

Females- 5%


5% (Consideration above 35 lakh)

3%(Consideration between 21-35 lakh)

2%(Consideration less than 20 lakh)



Madhya Pradesh





Males- 5%

Females- 4%


Males- 7%

Females- 5%


Males- 6%

Females- 5%

Tamil Nadu




Uttar Pradesh




West Bengal

Upto 40 lakh-7%

Above 40 lakh-8%

Factors Affecting Stamp Duty and Registration Charges

There are various factors that determine the stamp duty charges you need to pay. The fact that this amount is excluded from your home loan amount makes it very crucial for you to know how much stamp duty you need to pay. Gender and location are some of the main factors that stamp duty charges depend on. Here is a list of other factors that determine the stamp duty on property:

  • Age of property
  • Location of property
  • Registered price
  • Type of property: residential, commercial, independent house, flat, etc.
  • Age and gender of property owner

How to Pay Stamp Duty?

You can pay stamp duty charges in the following ways:

  • Franking:
  • To pay stamp duty using this method you need to submit your documents and agreement details to the bank or franking agency with the stamp duty charges. You should know that there are service charges you will have to pay for this and not all banks conduct franking.

  • E-Stamping:
  • This is an online stamp duty payment method. Log in to the official website of Stock Holding Corporation of India Limited ( and choose the payment method. You can choose to pay through NEFT/RTGS, cash, cheque, and DD.

  • Non-judicial stamp papers:
  • To pay stamp duty charges using this method, buy non-judicial stamp paper from a licensed vendor. The relevant stamp duty will determine the value of these papers.

Stamp Duty & Registration Charges in India

Stamp duty in India

Stamp duty in Maharashtra

Stamp duty in Kerala

Stamp duty in Goa

Stamp duty in MP

Stamp duty in UP

Stamp duty in Gujarat

Stamp duty in Karnataka

Stamp duty in Punjab

Stamp duty in Delhi

Documents Required for Payment of Stamp Duty and Registration Charges

The procedure for the payment of stamp duty and registration charges is simplified and there are many ways to pay it. The most convenient way to pay is the online method. Following documents are required for the payment of stamp duty and registration charges:

  • ID Proof- PAN Card, Passport, Driving License, etc.
  • Original agreement document with two copies that are submitted to the Sub- Registrar of Assurances
  • Challan of the stamp duty
  • Payment details of the transaction
  • Khata certificate and receipt of the taxes paid