Stamp Duty & Property/Land Registration Charges in Kerala

26 DECEMBER, 2022

Are you planning to buy property in God’s own Country- Kerala? If yes, you have many things to consider before going ahead. Kerala stamp act, land registration charges in Kerala, stamp duty in Kerala are a few of the many things you must know about. Stamp duty for land registration in Kerala must be paid to the State government for purchasing a property. It is a fixed percentage of the market value of your property. The registration fee is paid to get the property registered in your name. To find out your stamp duty charges use Kotak Mahindra Bank’s stamp duty calculator Kerala.

How Is Stamp Duty in Kerala Calculated?

The stamp duty in Kerala is calculated based on the market value of your property. Stamp duty calculator Kerala helps you instantly calculate the charges using the details like cost of property, ownership, etc. Apart from this, several aspects related to real estate and the property buyer also affect the stamp duty in Kerala. So, here are some key factors that impact the stamp duty charges:

Age of the buyer - Some State governments provide senior citizens with a discount on property purchase
Gender of the buyer - Numerous governments offer women homebuyers a concession on the stamp duty or the registration charges to promote affordable housing and women's empowerment
Usage of the property - Depending on whether the property is being used for commercial or residential purposes, the stamp duty can vary
Location of the property - The stamp duty for real estate can be different in case the property is located in the city, suburbs, rural region, etc. as the municipal limits change.
Type of property - In case you have bought an apartment or an independent house of your own, the stamp duty charges can vary

Go through the stamp duty for land registration charges in Kerala below:

Read More: Guide About How to Calculate Your Stamp Duty Using stamp duty calculator Kerala!

Region

Stamp Duty Charges

Registration Fees

Kerala

8% (Earlier rate)

2% (Earlier rate)

4% (Revised rate)

1% (Revised rate)

Note: stamp duty and registration charges in Kerala apply to everybody irrespective of gender, age, etc.

How to Pay Stamp Duty Charges in Kerala?

The State government of Kerala has now made it mandatory to use the e-stamping method for all types of registration that require stamp paper. Hence, you must now use the official registration portal set up by the government for paying your stamp duty charges. Follow the step-by-step guide below to make a successful payment:

Visit the official website of the registration department (https://keralaregistration.gov.in/index.php?lang=eng)

Click on the ‘Online Application’ option and you shall be redirected to a new page

Click on the ‘New User’ option visible under the menu bar and create your login ID

Now, select ‘New Token’ and enter the district, taluka, sub-registrar office, etc. correctly.

After submitting this, you must now input other details required on the page

In case your stamp duty is more than Rs 1 Lakh, then you need to enter the mode of payment

Complete the self-verification and review the fee details visible on the screen before clicking on ‘Submit Application for e-Stamp’

You can then proceed to the fee payment where you can pay the stamp duty and registration fees together or separately

On successful payment, you can download the e-stamp after clicking on ‘View details’ on the payment confirmation

The e stamp paper Kerala will have the serial number, GRN, and other details that help verify its authenticity.

You can finally book a time slot at the sub-registrar office and submit the application to complete the registration of your property

Property registration process in Kerala

Go to https://keralaregistration.gov.in/pearlpublic/index.php

At the home page, select the option of ‘New user’ in the Document Registration section.

Complete the process of user registration.

Use the ‘login’ option to enter your account.

Next, select the ‘online token registration’ and ‘available token’ options to get instructions from the website on what to do further.

You then have to select the transaction type and get to the next page. The next page involves presenting your information like personal details, property details, etc. After completing the inputs, hit the next button to move ahead.

On the next page you have to provide the claimant’s details and then go through different tabs to enter the executant's details, property details, building details, claimant–property link if any, enclosures, witness details, stamp paper details, etc.

Finally, you have to submit these details to the sub-registrar office.

Once you successfully submit the details, you will get a detailed report of your submission and then you have to choose a mode of payment. Choose an option, make the payment, and print the receipt.

Submit this printout along with other related documents to the sub-registrar at the time of your appointment.