Stamp Duty & Property/Land Registration Charges in Kerala

08 MAY, 2023

Are you planning to buy property in God’s own Country- Kerala? If yes, you have many things to consider before going ahead. Kerala stamp act, land registration charges in Kerala, stamp duty in Kerala are a few of the many things you must know about. Stamp duty for land registration in Kerala must be paid to the State government for purchasing a property. It is a fixed percentage of the market value of your property. The registration fee is paid to get the property registered in your name. To find out your stamp duty charges use Kotak Mahindra Bank’s stamp duty calculator Kerala.

How Is Stamp Duty in Kerala Calculated?

The stamp duty in Kerala is calculated based on the market value of your property. Stamp duty calculator Kerala helps you instantly calculate the charges using the details like cost of property, ownership, etc. Apart from this, several aspects related to real estate and the property buyer also affect the stamp duty in Kerala. So, here are some key factors that impact the stamp duty charges:

Age of the buyer - Some State governments provide senior citizens with a discount on property purchase
Gender of the buyer - Numerous governments offer women homebuyers a concession on the stamp duty or the registration charges to promote affordable housing and women's empowerment
Usage of the property - Depending on whether the property is being used for commercial or residential purposes, the stamp duty can vary
Location of the property - The stamp duty for real estate can be different in case the property is located in the city, suburbs, rural region, etc. as the municipal limits change.
Type of property - In case you have bought an apartment or an independent house of your own, the stamp duty charges can vary

Go through the Kerala stamp duty for land registration charges 2023 in below:

Ownership	Stamp Duty Charges	Registration Charges
Man	7%	2%
Women	7%	2%
Joint (Man + Women)	7%	2%
Joint (Man + Man)	7%	2%
Joint (Women + Women)	7%	2%

Note: stamp duty and registration charges in Kerala apply to everybody irrespective of gender, age, etc.

How to Pay Stamp Duty Charges in Kerala?

The State government of Kerala has now made it mandatory to use the e-stamping method for all types of registration that require stamp paper. Hence, you must now use the official registration portal set up by the government for paying your stamp duty charges. Follow the step-by-step guide below to make a successful payment:

Visit the official website of the registration department (https://keralaregistration.gov.in/index.php?lang=eng)
Click on the ‘Online Application’ option and you shall be redirected to a new page
Click on the ‘New User’ option visible under the menu bar and create your login ID
Now, select ‘New Token’ and enter the district, taluka, sub-registrar office, etc. correctly.
After submitting this, you must now input other details required on the page

In case your stamp duty is more than Rs 1 Lakh, then you need to enter the mode of payment

Complete the self-verification and review the fee details visible on the screen before clicking on ‘Submit Application for e-Stamp’
You can then proceed to the fee payment where you can pay the stamp duty and registration fees together or separately
On successful payment, you can download the e-stamp after clicking on ‘View details’ on the payment confirmation
The e stamp paper Kerala will have the serial number, GRN, and other details that help verify its authenticity.
You can finally book a time slot at the sub-registrar office and submit the application to complete the registration of your property

Property registration process in Kerala

Go to https://keralaregistration.gov.in/pearlpublic/index.php
At the home page, select the option of ‘New user’ in the Document Registration section.
Complete the process of user registration.
Use the ‘login’ option to enter your account.
Next, select the ‘online token registration’ and ‘available token’ options to get instructions from the website on what to do further.

You then have to select the transaction type and get to the next page. The next page involves presenting your information like personal details, property details, etc. After completing the inputs, hit the next button to move ahead.

On the next page you have to provide the claimant’s details and then go through different tabs to enter the executant's details, property details, building details, claimant–property link if any, enclosures, witness details, stamp paper details, etc.

Finally, you have to submit these details to the sub-registrar office.

Once you successfully submit the details, you will get a detailed report of your submission and then you have to choose a mode of payment. Choose an option, make the payment, and print the receipt.

Submit this printout along with other related documents to the sub-registrar at the time of your appointment.

Stamp Duty & Property Registration Charges Kerala FAQs

What are the documents required for stamp duty and property registration in Kerala?

You can keep the below-mentioned documents ready for stamp duty and property registration in Kerala:

No Objection Certificate
Proof of identity of any two witnesses
Proof of ownership
Sale deed
Your proof of identity such as Voter ID, Ration Card, PAN Card, Aadhaar Card, etc.
Digital photo of the property

Can you claim tax benefits on the stamp duty and registration charges in Kerala?

Yes, you can claim tax benefits on stamp duty and registration charges in Kerala as a deduction under Section 80C of the Income Tax Act. Thus, before seeking a home loan and acquiring a property in Kerala, you should absolutely be aware of the stamp duty and registration fees.

What is the validity of stamp paper in Kerala?

According to the Kerala stamp act, there is no particular expiry date. A Kerala stamp paper is valid forever. An unused Kerala stamp paper can be returned to the collector to get a refund within 6 months. Post this, the refund is not provided, however, the Kerala stamp paper can still be returned.

How to get e stamp paper Kerala?

E stamp paper is an electronically generated stamp paper. It helps reduce the chances of fraud and makes the registration process quick and easy. According to Kerala stamp act, every transaction that exceeds 1 lakh rupees should be done with e stamp paper Kerala.

Which department regulates Kerala land registration process?

Kerala land registration process is regulated by The Registration Department of Kerala. You are required to fill out the land registration form Kerala provided by The Registration Department of Kerala online.

Can I pay the charges for stamp duty in Kerala online?

Stamp duty in Kerala can be conveniently paid online. The online portal of The Registration Department of Kerala not only allows you to do Kerala land registration online but also make the payment online. Visit the official website and fill out the land registration form Kerala and click the online payment option when you are on the payment page.

What is land registration fees in Kerala panchayat?

Land registration fees in Kerala panchayat is 2% of the market value. Unlike other states, The Kerala Registration Department does not offer any concession in the land registration charges in Kerala.