Know More
Spot the mVISA / Bharat QR logo along with the QR Code.
No, ATM PIN is not required to complete the Scan & Pay transaction. But, you will be asked to enter the MPIN in order to login to Kotak Mobile Banking app as per the existing process.
No, you don't need to register separately for carrying out the Scan & Pay transaction.
Yes, Scan & Pay feature is available on the latest android & iOS versions.
The maximum limit per transaction is Rs. 50,000. The Scan & Pay daily transaction limit will be as per the existing card limit.
Yes, instead of swiping/ inserting the card at the merchant terminal or entering one time password at online store, now you can log into your Kotak Mobile Banking app through your 6 digit mPIN and click on the Scan & Pay tab to initiate the transaction.
Yes, it is as safe as any of the existing card payment mechanism.
Yes, you will be provided with a choice to select between a Kotak Credit Card and Kotak Debit Card each time you initiate Scan & Pay transaction.
No, you must have at least one active Kotak Credit or Debit card in order to carry out Scan & Pay transaction.
Yes, you can make bill payments through Scan & Pay option provided the merchant accepts Scan & Pay transactions. Spot the Bharat QR or mVISA QR code available in your bill to do Scan & Pay transaction.
Yes, there are some merchants like TATA SKY, IDEA CELLULAR and more that generate/display QR code on their website. You can scan the QR code available on their website and do the Scan & Pay transaction for any payments to be made to them.
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
At your request, you are being re-directed to a third party site - https://www.billdesk.com/pgmerc/kotakcard/ wherein you can make your payment from a different bank account. Kotak Cards does not guarantee or warrant the accuracy or completeness of the information, materials, services or the reliability of any service, advice, opinion statement or other information displayed or distributed on the third party site. You shall access this site solely for purposes of payment of your bills and you understand and acknowledge that availing of any services offered on the site or any reliance on any opinion, advice, statement, memorandum, or information available on the site shall be at your sole risk. Kotak Cards and its affiliates, subsidiaries, employees, officers, directors and agents, expressly disclaim any liability for any deficiency in the services offered by BilIDesk whose site you are about to access. Neither Kotak Cards nor any of its affiliates nor their directors, officers and employees will be liable to or have any responsibility of any kind for any loss that you incur in the event of any deficiency in the services of BiIIDesk to whom the site belongs, failure or disruption of the site of BilIDesk, or resulting from the act or omission of any other party involved in making this site or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of the site or these materials.
Note: Available in select banks only. Kotak Cards reserves the right to add/delete banks without prior notice. © Kotak Mahindra Bank. All rights reserved
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.
By clicking on the hyper-link, you will be leaving www.kotak.com and entering website operated by other parties. Kotak Mahindra Bank does not control or endorse such websites, and bears no responsibility for them.