Average monthly Balance
|
Rs.10,000
|
Non-maintenance Charges
|
Charges for Non-maintenance of minimum monthly average balance
|
6% of the shortfall in required AMB per month (Max upto Rs. 500/-)
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Funds Transfer
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NEFT/ RTGS / Funds Transfers / IMPS (Through Net / Mobile Banking)#
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NEFT / RTGS / IMPS: Nil Charges
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NEFT / RTGS done through Branch
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For NEFT: Up to Rs.10000: Rs.2; Rs.10001 to Rs.100000: Rs.4; Rs.100001 to Rs.200000: Rs.14; > Rs.200001: Rs.24. For RTGS: Rs.200000 to Rs.500000: Rs.20; > Rs.500001: Rs.40
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Cash Transactions At Branch
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Cash Transactions at Branch / Cash Deposit Machine(Deposit or Withdrawal)
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Free Up to 4 transactions or Rs.2 lac / month, whichever is earlier. Post these limits, charged at Rs.5/- per Rs.1,000/- (Minimum Rs.150)
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Virtual Debit Card
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Issuance Fee
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First issuance free, post which Rs.49 /issuance
|
Renewal/Annual Fee
|
Nil Charges
|
Debit Card / ATM Charges
|
Issuance/Annual Fees for Physical Debit Card (available on request)
|
Refer below table for detailed fees on Debit card
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Image Debit Card Issuance(available on request only)
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One time image cost as per image selection + Rs.399 / year (inclusive of taxes)
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Kotak Bank's ATM – Financial Transaction/ Non-Financial Transaction*
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Refer below table for card wise free limits. Beyond free limits the charges will be as follows: Financial txn: Rs.23 / txn Non-Financial txn: Rs.10/txn
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Other Domestic ATMS – Financial Transaction / Non-Financial Transaction##
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Financial Transaction / Non-Financial Transaction at International ATM +
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Rs.150 / Txn. for Financial transactions and 25 / Txn for non- Financial transactions
|
Transactions declined at merchant outlets/websites/ATMs, due to insufficient balance(w.e.f April 1,2019)
|
Rs.25 / Instance
|
DD / Pay order / Cheque book
|
DD / Pay Order
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Rs.4/- per Rs.1000/- (Min 50 Max 10000) For senior citizens Rs.3/- per Rs.1000/-
|
FCY – DD / TT/ Cheque Collection / Revalidation/ Cancellation / FCY Cheque Deposited and Return
|
Rs.500
|
At-par Cheque Book Charges
|
25 Chq leaves free/ Yr; Thereafter Rs.5/ cheque leaf (Min 25 leaves in one cheque book)
|
ECS / Cheque Issued & Returned (due to non-availability of funds)
|
Rs.500 / instance
|
Cheque Issued & Returned Fee for Non- Financial Reasons
|
Rs.50 / instance
|
ECS Mandate Verification
|
Rs.50 / instance
|
SI Failure
|
Rs.100
|
Cheque deposited and returned
|
Rs.200
|
Branch Requests
|
Duplicate Ad-hoc statement, , Duplicate Passbook, TDS Certificate through Branch or any other Record Retrieval, Stop Payment - Single / Range of cheque thru branch; DD Revalidation; PO / BC Revalidation/ Cancellation ; Annual Combined Statement-Physical; Monthly Physical Statement
|
Rs.100 / Request For Senior Citizens: DD Cancellation Charges - NIL, Other mentioned services except Foreign Inward Remittance Certificate (FIRC) - Rs 75/ request, FIRC - Rs 100/ request
|
Balance & Interest Statement, Regeneration of PIN of Net Banking / Phone Banking (sent through courier)
|
Nil
|
Statements & Alerts
|
Statements
|
Email Statement Free: Physical Quarterly Free
|
Balances and Transaction & Value added alerts (Daily/ Weekly)
|
50 p. per SMS (Daily/ Weekly)
|
Home Banking Service
|
Cash** / Instrument Pick Up / Delivery (Not Valid for Ahmedabad & Kolkata
|
Nil
|
Complimentary Services
|
Passbook
|
Nil (Courier Charges Applicable : Rs 35)
|
Current Year Balance and interest statement, Signature Verification Certificate, Photo Attestation and Address Confirmation
|
Nil
|
Forex Card
|
Issuance Fee
|
Rs.250 (exclusive of GST)
|
Reload Fee
|
Rs.75 (exclusive of GST)
|
Other Charges
|
(Temporary Over Draft)TOD
|
Rs.500
|
Cheque purchase
|
Cheque Purchase Charges: Rs.0.5 / Rs.1000 (Min Rs.50; Max Rs.10000)
|
Request for PIN generation / re- generation (sent through courier)
|
Nil
|