Alert! Our Customer Contact centre # for 811 customers has changed to 1860 266 0811* from 1st Mar 2018.

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What's New

Why the same old?

They say the world always moves ahead. Well, it used to. Now it hurtles ahead. Then why live by the rules of yesterday? Why 9 to 5? Why Dress codes? Why earn the same way? Why spend the same way? Why the same old?

Here’s to ones who see things differently and dream different.

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Disclaimer

* Earn up to 6% p.a. interest on savings account balance over Rs. 1 lakh and up to Rs. 1 cr. Earn 5% p.a. interest on savings account balance up to Rs. 1 lakh and 5.5% p.a. interest on savings account balance above Rs. 1 cr. Applicable for Resident Accounts only. Interest rates are subject to change from time to time.

*Kindly call on our new number: 1860 266 0811, for any queries or issues between 9.30am to 6.30pm, Monday to Saturday (except holidays). Local charges apply.

 

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Frequently Asked Questions

What is Kotak 811 Savings Account?

Kotak 811 is a new age bank savings account offered by Kotak Mahindra Bank. You can open a Kotak 811 savings account by downloading the Kotak Mobile Banking app and registering using your Aadhaar number, PAN and other basic details. You can set up a mobile banking PIN and start using your account immediately.

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What are the features of Kotak 811 Savings Account?

Kotak 811 pays interest of up to 6%* p.a. with zero minimum balance requirement. It allows you to make online money transfers for free (IMPS, NEFT and RTGS) and comes with a Virtual Visa Debit Card which you can use to shop online as well as pay via Scan and pay at merchant outlets.

*Earn 6% p.a. interest on savings account balance over Rs. 1 lakh and up to Rs. 1 crores. Earn 5% p.a. interest on savings account balance up to Rs. 1 lakh and 5.5% p.a. interest on savings account balance above Rs 1crores. Applicable for Resident Accounts only.
If you have opened 811 Lite account as you didn’t receive Aadhaar OTP then you need to convert your account to Full KYC account in order to get Savings account interest, virtual debit card and cheque book.

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How do I open a Kotak 811 account?

Just visit the playstore from your Android phone and download the Kotak Mobile banking App. Once installed, click on 'Get started Now' to start the New Account opening journey.

You need to keep your Aadhaar & PAN handy while opening the account. Once complete, your Account number & CRN will be generated instantly and you can start using your Account.

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How can I deposit money into my Kotak 811 savings account?

You can deposit money into your 811 savings account via a payment gateway using your Debit Card or Net Banking or just do funds transfer from your another account through NEFT or IMPS. You can also do a cash deposit in this savings account by visiting the nearest Kotak Mahindra Bank branch.

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How much money can I deposit in this Account?

The maximum amount you can keep in this account at any given point of time is Rs. 1Lakh. You can credit a maximum of Rs. 2Lakhs in this account and post which you will need to convert to Full KYC account.

The validity of this account will be 1 year, within which you will need to convert this account to a Full KYC Account.  This is a quick and easy process and we will help you through it. Converting to a full KYC account will also remove the transaction limits from your account.

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