|Variant||811 Limited KYC||811 Lite||811 Full KYC Account||811 EDGE|
|How to Open||Install 811 App/Website||Install 811 App/Website||Install 811 App/Website||Install 811 App /Website/ Visit your nearest branch|
|AMB requirement (Rs.)||Zero||Zero||Zero||10,000/-|
|Physical Debit Card||Rs. 199 p.a.||NA||Rs. 199 p.a.||Platinum Debit card- Rs. 150 p.a|
|Virtual Debit Card||Free||NA||Free||NA|
|Type||Mobile/Website||Mobile/Website||Available on Mobile/Website/ Branches||Available on Mobile & Branches|
|Cumulative credits allowed||Rs. 2,00,000 in a F.Y||Rs. 10,000 in a calendar month & Rs. 1,00,000 in a F.Y||No Restrictions||No Restrictions|
|Online transactions||IMPS & NEFT Free||Outward Funds transfer not available||IMPS, NEFT & RTGS Free||IMPS, NEFT & RTGS Free|
|Cheques||NA||NA||On request||By default|
|Validity from the date of opening||12 months||12 months||NA||NA|
|Interest paid||Up to 4%*||NA||Up to 4%*||Up to 4%*|
Check your eligibility for the 811 Savings Account.
You can start a recurring deposit or a term deposit through the Mobile Banking App or through Net Banking. Please visit the ‘Banking’ section inside the Mobile Banking App or Net Banking and click on ‘Open Recurring Deposit’ or ‘Open Term Deposit’.. These features are available to customers who have met us to verify their identity details. If you haven’t done that yet, please schedule an appointment via the Mobile Banking app or call customer care on 1860 266 0811*
*Local call rates apply.
You can see the ‘Scan & Pay’ option inside the Mobile Banking App. You will see this under the ‘Banking’ section of the Mobile Banking App. Once you click on it, it will open the QR code reader. You need to project it on the QR code and it will read it automatically. Once the QR is successfully captured, you can punch the amount you wish to pay and the amount will be transferred instantly.
Kotak 811 brings you a Virtual Debit Card inside your Mobile Banking App. You can use it to shop online, pay bills, recharge or use ‘Scan & Pay’ at merchant outlets. 811 Debit Card is given to customers who have verified their details using Aadhaar OTP.
Yes, you can! You can request a physical Debit Card from the 811 widget in your Kotak Mobile Banking app. Just login into the Kotak Mobile Banking App and navigate to 811 section -> virtual debit card -> Get one now.