Depending on the type of credit card you hold with us, Annual Fees or Joining Fees or both will be applicable (if any). There are no additional charges applied on for the usage of credit card. However charges are applied in following cases:
1. Late payment charges along with applicable GST will be levied if payment is not received till the due date of your credit card bill
2. Interest will be charged on all unpaid transactions till the date the part payment is received by us and then on the balance amount till the next statement date.
3.Interest is also levied on all fees, charges and GST
4. In case of part payment received towards the previous outstanding, interest will be applicable even on the fresh transactions incurred on the card account
5. Overlimit charges of INR 500.00 plus applicable GST will be levied if you have over utilisized the credit limit offered to you on your card. Kindly click here to know the charges applicable.