Trade and Supply Chain Finance

We understand how important it is to optimize your supply chain as your business grows larger. Hence, we offer a complete range of products that can be customized according to your needs.

Highlights and Features:   

• Invoice Finance and Bill Discounting: We finance your procurement and your sales at suitable terms and conditions to help you have smooth supply chain operations.

• Purchase order financing: Weextend purchase order financing to vendors, thus allowing a hassle free and undisturbed supply.

• Financing under Domestic Letter  of Credit (LC): We offer financing under domestic LC to for both purchase and sales.
  
• Domestic Factoring: We offer a range of factoring services including recourse factoring (limited, with and without recourse), post sales activity and dedicated personnel for factoring.

As a buyer or seller, your trade has a significant impact on your banking needs. Hence, at Kotak, our priority lies in closely understanding your business and the role you want the buyers and suppliers to play in it, thus protecting you against payment default and risks of non-performance of your suppliers.  

Everyday Benefits?

• Expert assistance and customization in drafting and assessing the risk and benefits keeping your interest foremost.

• Product offerings for each stage in the life cycle of a Letter of Credit and for various variants involved.
• Benefit from a wide network of correspondent banks of Kotak.   

We help you in faster sales realisation facilitating better risk management and thus ultimately helping you have higher appetite on your counterparties.

Highlights and Features:

• End to end domestic receivable management.

• Providing solutions including post sales activity of follow-up and reconciliation.

• A dedicated personnel for concluding from simplest to most complex factoring solutions. 

Our LC Discounting service enables you to access payments promptly and strengthen your business relationships with clients through timely payments. We offer the LCBD facility for bill discounting against LCs issued by Indian banks including Kotak Mahindra Bank Limited and foreign banks at highly competitive prices.

Benefits with us:

•  A dedicated branch to offer LCBD financing with a low turnaround time.
• Personnel with expertise in structuring such transactions.
• Facility for range of tenors from short term to long term.  

We understand that for exploring your business opportunities and future prospects you require LC confirmation and negotiation for your exports so that you can focus on your core business without worrying about the realisation or not offering best credit terms to your overseas clients - we do just that for you and your expanding business, thus keeping you at ease.

We also offer LC confirmation and negotiation for wide range of geographies and banks.