12 OCTOBER, 2022

PMAY comes with the objective of “Home to All by 2022”. Beneficiaries of this program are eligible for house loan subsidies. Their income category determines the amount of the due subsidy.

PMAY has received 1.12 Crore construction applications by April 2020. Verifying an applicant's eligibility and other information takes time. The subsidy amount can take up to four months after verification and approval. It is vital to track the progress of the PMAY application.

Do you want to know about the eligibility for Pradhan Mantri Awas Yojana and how to enrol in this scheme by getting your assessment ID? This article answers these questions for you.

Assessment ID in PMAY: What Is It?

A special ID is created for each application submitted to qualify for benefits of the PMAY based on the applicant's category. The applicant can later check the status of their application using the Assessment ID on the PMAY website.

How to Get PMAY ID?

To get the Assessment ID for PMAY, go to the official PMAY website and select 'Search Beneficiary.' Enter your Aadhar number, and click on the ‘show’ button to see your PMAY Assessment ID.

How to Track Your Assessment Status?

Step 1: Go to the official PMAY website.

Step 2:  Select the Citizen Assessment menu, and choose "Track Your Assessment Status." from the drop-down.

Step 3: Select By Name, Father's Name, & Phone Number.

Step 4: Fill out the - Name of the State, District, City, Mobile Number, and Parent's Name.

Step 5: After filling out all the information, click the Submit button. You will learn the status of your application.

Another Way to Check the Status is via Assessment ID.

Step 1: Click the By Assessment ID option on the Track Assessment Form screen.

Step 2: Enter your mobile number and PMAY Assessment ID.

Step 3: To check the status of your PMAY application, click the Submit button.

How to Verify the Status of Your PMAY Subsidies?

The information you need to track the status of your PMAY application is provided below, even though there are numerous ways to test your PMAY status online and offline.

  • Aadhaar number
  • PMAY application ID.
  • Registered cellphone number

Aadhaar Status Check for PMAY

Aadhaar may be used to check the status of your PMAY subsidy. The UIDAI assigned your 12-digit Aadhaar number. It serves as your identification number & is recognized as acceptable identification and address documentation.

How Do I Use Aadhaar to Monitor the Status of My PMAY?

Visit the official website and select the 'Search Beneficiary' tab from the main menu to check the status of your PMAY application with Aadhaar.

How to Know PMAY Status?

  • You must provide your Aadhaar number when you choose the "Search by the name" option.
  • To see the specifics & progress of the PMAY application, enter your Aadhaar number.

Offline Ways To Check The Status Of A PMAY Subsidy

You can also talk with the regional office overseeing the PMAY project at your municipal administration. Or call your bank to find out how your PMAY application is going. Applicants can call the Housing and Urban Development Corporation (HUDCO) or the National Housing Bank (NHB) at their toll-free numbers with inquiries about the CLSS.

  • Both 1800-11-3377 and 1800-11-3388 can be used to contact NHB.
  • You can call HUDCO at 1800-11-6163.

How Can You Determine Whether Your Mortgage Has Applied To Your PMAY Subsidy?

Once your housing loan provider has authorised it, you can monitor the PMAY application status of credit-linked subsidies on their portal.

Check the Status of a PMAY Grant by Application ID

By going onto the official website, https://pmaymis.gov.in/default.aspx, you may find out the status of your PMAY application and check your PMAY subsidy by application ID. Follow these processes to obtain your PMAY status via application ID.

  • On the homepage, click the "Citizen Assessment" option.
  • Choose the 'Track Your Assessment Status' option from the menu.

There are two ways to check the progress of your PMAY application -

With Your Name, Father's Name, And Mobile Number

The 'By name, father's name, and ID type' option will allow you to monitor the progress of your PMAY application.

You must submit information such as your state, city, district, father's name, and ID type (Aadhaar or driving license, passport, etc.). You must now input the registered cell phone number and the information for the chosen ID type.

Your PMAY home loan subsidy status will be shown on the screen after you click "Submit" with this information.

What Distinguishes the Application ID & Beneficiary ID under PMAY for the Credit-Linked Interest Subsidy?

Only after successful UIDAI verification & cross-check with recipients of the remaining three sectors from the PMAY (U) MIS system does the CLAP system produce an identifier for each borrower.

Beneficiary ID is a distinct identifier for the CLSS recipient of PMAY-U who has deposited the subsidy money in the home loan account.

Conclusion

If you have enrolled for this beneficial PMAY scheme, use your assessment ID to track all your future communications. You can get your PMAY ID by going to their official website and using the 'Search Beneficiary' option. This article covers the steps to get your PMAY assessment ID and how to use it to check all your PMAY statuses online.

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Disclaimer: This Article is for information purpose only. The views expressed in this Article do not necessarily constitute the views of Kotak Mahindra Bank Ltd. (“Bank”) or its employees. Bank make no warranty of any kind with respect to the completeness or accuracy of the material and articles contained in this Newsletter. The information contained in this Article is sourced from empaneled external experts for the benefit of the customers and it does not constitute legal advice from Kotak. Kotak, its directors, employees and the contributors shall not be responsible or liable for any damage or loss resulting from or arising due to reliance on or use of any information contained herein.