LG Electronics Credit Card Offers: No Cost EMI on TVs, Refrigerators, AC @Kotak
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12 FEBRUARY, 2024

LG Electronics, originating as Gold Star in 1958, redefined home appliances and electronics. From Korea's first radio, refrigerator, and TV to pioneering innovations like the Inverter Linear Compressor refrigerator and Rollable OLED TV, LG has led with groundbreaking technology.

Their diverse range spans home appliances, entertainment systems, mobility solutions, and business innovations. Upheld by ethical "Jeong-do management," LG's philosophy revolves around customer-centric innovation, captured in their slogan "Life's Good."

Collaborations with Kotak Mahindra Bank demonstrate LG's commitment to accessibility. These partnerships offer exclusive deals, making high-quality products more attainable while boosting brand presence and product adoption.

LG Electronics: A Leader in Innovation

LG Electronics stands tall with a comprehensive range of top-tier products that cater to various facets of modern living. Their line-up includes:

TV/Audio/Video: Revolutionising entertainment with Nanocell TVs, LED and OLED TVs, 4K resolution, and Smart TV technology.

Computing Devices: Elevating professional endeavours with Blu-ray-powered computers and a powerful operating system.

Home Appliances: Making household chores seamless with various appliances like microwave ovens, dishwashers, washing machines (including the innovative Twin Wash machines), and LG air conditioners with offers and discounts on LG refrigerators.

Water Purifiers and Vacuum Cleaners: Ensuring a healthy environment with purifiers and cleaners designed to eliminate harmful bacteria.

Professional Equipment: Offering a range of commercial TVs, monitors, projectors, video conference systems, and security cameras for business needs.

Unique Features and Technologies that Set LG Apart

What truly sets LG appliances apart are its unique features and pioneering technologies.

AI Integration: LG integrates AI into various products, enhancing user experience and functionality.

Innovative Cooling Solutions: LG's air conditioning technologies promise efficient and bacteria-free cooling, from mosquito-repellent units to commercial solutions.

OLED TV Advancements: LG redefines home entertainment with OLED technology, promising an unparalleled viewing experience.

Efficiency and Health Focus: Their focus on efficiency, health, and user convenience distinguishes LG products.

Overview of LG's Commitment to Customer Satisfaction

LG's commitment to customer satisfaction is unwavering. They ensure:

Product Support: A robust support system offering assistance with product setup, usage guidance, maintenance, and repair.

Accessible Communication Channels: Multiple channels for customer inquiries, including email, WhatsApp, and a dedicated call centre operating 24/7 (except on national holidays).

Exclusive LG Credit Card Offers for Electronics

Kotak Mahindra Bank Credit Card holders can avail themselves of exclusive offers on LG products when purchasing through EMI transactions. The key highlights include:

  • No Cost EMIs
  • Repayment tenure of 3-36 months
  • Zero documentation requirements

Applicability: The LG offers are applicable to all LG brand products and are specifically tied to Kotak Mahindra Bank Credit Card EMI transactions.

Types of LG discounts, Cashback, or Rewards Offered:

  • Cashback Benefits: Users can earn a maximum cashback of Rs 26,000 or up to 26% of the purchase amount on various LG products.
  • Cashback Redemption: Cashback will be credited within 180 days from the offer's end.
  • EMI Payment Option: The offer is valid specifically for EMI payment options using Kotak Mahindra Bank Credit Cards.

Highlighting Specific LG Products Covered by Credit Card Offers:

The Kotak Mahindra Credit Card offer applies to a wide array of LG brand products, ensuring a comprehensive range of choices for cardholders. While specific product details might not be explicitly mentioned, the offer encompasses LG's quality range of electronic appliances and devices.

Some specific categories could include:

  • LG Televisions
  • LG Refrigerators
  • LG Washing Machines
  • LG Air Conditioners
  • LG Audio Systems

These are examples of product categories that might be covered, but customers should verify the eligible products on the official website or with the retailer before making a purchase.

This offer emphasises the benefits of using Kotak Mahindra Bank Credit Cards for EMI transactions. It allows customers to enjoy substantial cashback benefits on their purchases of LG products within the offer's validity period.

How to Avail LG Credit Card Offers for Electronics?

Eligibility Check:

Ensure you have a Kotak Mahindra Bank Credit Card eligible for the LG offer.

Product Selection:

Browse through the LG electronic products available for purchase.

EMI Payment:

Choose the desired LG product and opt for payment through EMI using your Kotak Mahindra Bank Credit Card.

Full Bill Payment:

Ensure you pay the entire bill amount using your credit card to qualify for the LG cashback offers.

Transaction Confirmation:

After the purchase, verify that the transaction was made using your Kotak Mahindra Bank Credit Card.

Cashback Redemption:

Wait for the specified period (180 days) for the cashback to be credited to your account.

Tips for maximising savings and benefits:

Timely Purchase:

Act promptly as the offer is for a limited time only.

Product Comparison:

Explore the range of LG products covered by the offer to select the one that best suits your needs.

Full Payment:

To avail of the maximum cashback, ensure you pay the entire bill amount through EMI on your Kotak Mahindra Bank Credit Card.

Understanding any specific terms and conditions:

Offer Duration:

Note the validity of the offer - until 31 December 2023.

Cashback Details:

Understand the maximum cashback limit of Rs 26,000 or up to 26% on LG products.

Payment Mode:

The offer applies only to EMI transactions using the Kotak Mahindra Bank Credit Card.

Cashback Disbursement:

Cashback will be credited within 180 days from the end of the offer period.

Product Coverage:

Ensure the LG product you're purchasing is eligible for the Kotak Mahindra Credit Card Offer.

Maximising Value with LG and Your Credit Card

Double Dipping Benefits: Utilise the LG credit card deals in conjunction with your credit card's existing rewards program. For instance, if your credit card offers cashback or reward points, ensure you maximise these benefits while making LG purchases. This way, you'll gain from both the LG offer and your credit card rewards.

Understand Credit Card Perks: Familiarise yourself with your credit card's specific benefits related to electronics purchases. Some cards might offer extended warranties, purchase protection, or additional points for spending in certain categories, like electronics.

Strategies for getting the most value out of your electronics purchases:

Research LG Products: Prioritise products that align with your needs and have good long-term value. Look for quality, durability, and features that truly benefit you to ensure the purchase adds significant value.

Compare Prices: Check various retailers to ensure you get the best deal. Sometimes, a slight price difference can mean substantial savings, especially when combined with credit card offers.

Consider Bundles or Packages: Sometimes, purchasing bundled products or packages can provide better value than individual purchases. Explore if LG offers package deals or LG discount offers on complementary products you might need.

Utilising special promotions and limited-time offers:

Stay Updated: Keep an eye on exclusive promotions or limited-time offers from LG and your credit card provider. Sign up for notifications or newsletters to stay informed about flash sales, seasonal discounts, or special events.

Time Your Purchase: Plan significant purchases around sale seasons or promotional periods, maximising your savings by combining discounted prices with credit card offers.

Utilise EMI and Cashback Offers: If available, opt for EMI payment options to manage larger purchases comfortably. Combine this with cashback offers from your credit card to maximise savings over time.


Delving into Kotak Credit Card offers for LG Electronics gives benefits and savings opportunities. These collaborations between LG and Kotak offer exclusive advantages to customers, making top-quality LG products more accessible while concurrently providing avenues for substantial savings.

LG and Kotak Mahindra Bank offer up to Rs 26,000 or 26% cashback on select LG products. Use Kotak Credit Cards for EMI transactions to unlock savings. Remember to compare products, features, and prices to make informed choices.

Now with over 250 features and services to meet all your banking needs in one place.

Now with over 250 features and services to meet all your banking needs in one place.

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Disclaimer: This Article is for information purposes only. The views expressed in this Article do not necessarily constitute the views of Kotak Mahindra Bank Ltd. (“Bank”) or its employees. The Bank makes no warranty of any kind with respect to the completeness or accuracy of the material and articles contained in this Article. The information contained in this Article is sourced from empaneled external experts for the benefit of the customers and it does not constitute legal advice from the Bank. The Bank, its directors, employees and the contributors shall not be responsible or liable for any damage or loss resulting from or arising due to reliance on or use of any information contained herein. Tax laws are subject to amendment from time to time. The above information is for general understanding and reference. This is not legal advice or tax advice, and users are advised to consult their tax advisors before making any decision or taking any action.