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08 FEBRUARY, 2024

Discover the immense potential of your Kotak Credit Card. It can help you get great discounts and offers on everyday products, including the ITC Store products, and earn rewards points. Yes, you heard it right!

Let’s navigate the details for your Credit Card rewards on the ITC Store and embark on a journey where exclusive discounts become the norm.

This article will discuss the importance of understanding and maximising your Kotak Credit Card rewards. The article aims to empower you with insights to make informed choices.

ITC Store Credit Card Rewards

The Kotak Credit Card rewards program is your gateway to a world of privileges. Designed to enhance your shopping experience on the ITC Store, this program goes beyond traditional benefits. It offers a spectrum of exclusive rewards, making every transaction more rewarding. The program caters to diverse preferences, from cashback to discounts and loyalty points. These are some types of rewards: 

  • Cashback: Experience the instant gratification of cashback with every eligible purchase.
  • Discounts: Access special discounts on many partnered brands and services, enhancing your savings.
  • Loyalty Points: Accumulate loyalty points for each transaction, providing flexibility to redeem for various products and services.
  • Exclusive Merchandise Offers: Enjoy exclusive offers on select merchandise, adding an extra layer of exclusivity to your shopping spree.
  • Priority Customer Service: Receive priority customer service, ensuring a seamless experience and quick resolution of queries.
  • Birthday Bonuses: Celebrate your special day with exclusive birthday bonuses, enhancing the joy of your festivities.
  • Travel Rewards: Unlock travel-related rewards, from discounted hotel stays to special travel vouchers, making your journeys more affordable.
  • Dining Privileges: Indulge in dining privileges with discounts at select restaurants, transforming your culinary experiences.

Every swipe and every transaction contributes to your reward accumulation. The more you use your Kotak Credit Card on the ITC Store, the greater the benefits. Discounts are applied at checkout, and points accumulate in your rewards account for future use. Cashback is credited directly to your account.

Make sure you read all the terms and conditions to uncover the details of your rewards program. Understanding the fine print ensures you maximise benefits, avoid pitfalls, and make informed choices. It's the key to unlocking the full potential of your Kotak Credit Card for the ITC Store.

Benefits of ITC Store Credit Card Rewards

Kotak Credit Card goes beyond mere transactions. Here are some key benefits of using your credit card for transactions on the ITC Store:

  • Cost Savings: Enjoy discounts on everyday purchases, translating into tangible cost savings.
  • Exclusive Offers: Gain access to exclusive discounts and special offers tailored for cardholders.
  • Credit History: Build and enhance your credit history, positively impacting your financial profile.
  • Additional Perks: Experience added benefits, from travel perks to extended warranties.
  • Reward Points: Accumulate reward points for every transaction, converting spending into redeemable perks.
  • Cashback Opportunities: Some transactions offer cashback, providing direct monetary returns.
  • Elevated Status: Attain elevated status, unlocking premium services and exclusive privileges.
  • Customised Experiences: Receive personalised offers and experiences based on your spending patterns.
  • Flexible Redemption: Enjoy flexibility in redeeming earned rewards, tailoring them to your preferences.
  • Complimentary Services: Access complimentary services, from airport lounge access to concierge facilities.

Maximising ITC Store Credit Card Rewards

Regularly check for promotions and limited-time offers. Stay on top for exclusive deals that boost your rewards. These promotions can amplify the value of your Kotak Credit Card, offering unique opportunities to maximise benefits on the ITC Store purchases.

Using rewards points for high-value purchases is a strategic move. Whether it's a dream vacation or a significant purchase, leverage your accumulated rewards to offset costs. This approach ensures your credit card becomes a valuable asset in fulfilling your aspirations.

Understanding the redemption process is key. Navigate the system with ease to convert your accumulated rewards into tangible benefits. A clear comprehension of redemption options empowers you to make the most of your Kotak Credit Card rewards. Here are some tips for avoiding common pitfalls:

  • Stay informed about reward expiration dates.
  • Be mindful of any blackout dates or restrictions.
  • Optimise bonus categories to enhance rewards.
  • Regularly review your reward statement for accuracy.
  • Consider pooling points with family members for larger redemptions.

Exclusive Discounts Available on the ITC Store with Kotak Credit Card

Unlock a treasure trove of exclusive discounts on the ITC Store tailored for Kotak Credit Cardholders. From premium brands to everyday essentials, enjoy a spectrum of savings. With Kotak Credit Card, you can get an additional 25% off on a minimum purchase of Rs 999 using coupon code - KTK25NEW.

What’s more, you can earn reward points, too. Accessing and redeeming these exclusive discounts is a seamless process. Simply follow these steps:

  • Log in to your Kotak Credit Card account.
  • Navigate to the "Rewards" or "Exclusive Discounts" section.
  • Browse through the available offers.
  • Click on the desired offer for redemption details.

You also get a range of discounts and offers in various indulgences. Experience the power of your Kotak Credit Card with notable discounts on:

  • 5-star hotel bookings: Enjoy discounted stays at premium hotels.
  • Fine dining experiences: Indulge in gastronomic delights with special offers.
  • Lifestyle and fashion: Avail discounts on top-notch brands and trendy apparel.
  • Travel packages: Plan your getaways with exclusive travel discounts.


Experience exclusive discounts with Kotak Credit Cards—a gateway to the world of savings and privileges, all within easy reach at your fingertips. Now, armed with insights, it's time to use your Kotak Credit Card for purchases on the ITC Store and enjoy fabulous offers and discounts. As you traverse this credit card landscape, remember the essence of responsible credit card usage. While the rewards beckon, maintaining financial discipline ensures a seamless experience. Choose wisely, spend judiciously, and watch your credit card rewards flourish.

Consider this guide your compass in navigating the landscape of credit card rewards. Armed with knowledge, you can go forth into a world where each swipe unlocks exclusive discounts, and each reward point adds value to your financial journey. The Kotak Credit Card is your ticket to a lifestyle enriched with savings and perks. Use it wisely, unlock the rewards, and make your credit card a faithful ally in your financial endeavours.

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Disclaimer: This Article is for information purposes only. The views expressed in this Article do not necessarily constitute the views of Kotak Mahindra Bank Ltd. (“Bank”) or its employees. The Bank makes no warranty of any kind with respect to the completeness or accuracy of the material and articles contained in this Article. The information contained in this Article is sourced from empaneled external experts for the benefit of the customers and it does not constitute legal advice from the Bank. The Bank, its directors, employees and the contributors shall not be responsible or liable for any damage or loss resulting from or arising due to reliance on or use of any information contained herein. Tax laws are subject to amendment from time to time. The above information is for general understanding and reference. This is not legal advice or tax advice, and users are advised to consult their tax advisors before making any decision or taking any action.