High-income earners can easily get credit cards. But it can be complicated for salaried employees. The final approval depends on your eligibility and credibility. Know how to get a credit card on salary here.
Need a credit card with Rs. 20,000 pm salary? Pay attention to the credit card issuer’s eligibility criteria. To apply, you must fulfil these eligibility conditions:
You must be at least 18 years of age at the time of application. It gives you the right to use credit without a guardian’s guidance.
Both salaried employees and self-employed professionals can apply for a credit card if they fulfil other eligibility conditions, like age, credit rating, and minimum income requirement.
Since different types of credit cards have unique minimum income requirements, you must check and fulfil it to qualify for a credit card.
If you earn Rs. 20,000 per month, you can still qualify for a credit card by maintaining a decent credit score demonstrating good credit behavior.
Apply for a Credit Card at Kotak Mahindra Bank to get instant approvals. Obtain and enjoy multiple credit card benefits, exciting offers, and reward points to add to your savings.
Disclaimer: This Article is for information purposes only. The views expressed in this Article do not necessarily constitute the views of Kotak Mahindra Bank Ltd. (“Bank”) or its employees. The Bank makes no warranty of any kind with respect to the completeness or accuracy of the material and articles contained in this Article. The information contained in this Article is sourced from empaneled external experts for the benefit of the customers and it does not constitute legal advice from the Bank. The Bank, its directors, employees and the contributors shall not be responsible or liable for any damage or loss resulting from or arising due to reliance on or use of any information contained herein. Tax laws are subject to amendment from time to time. The above information is for general understanding and reference. This is not legal advice or tax advice, and users are advised to consult their tax advisors before making any decision or taking any action.