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How long will it take to transfer from USA to India take?
When sending money from the USA to India through Click2Remit, transfers to bank accounts in India are completed within 2 working days from the time your instructions are received. However, in some cases this may extend to 5 working days as well. The tentative date of payment is mentioned in your payment receipt received upon completion of transaction.
Things to keep in mind when making direct transfers to India from the USA
Here are some points to consider when making direct transfers to India from the USA:
- Exchange rates are confirmed at the time of transfer
The value in INR depends on the rate available when you complete the transaction. Since currency rates fluctuate, it’s best to review and confirm when the rate feels right for you.
- Timelines may vary on a case to case basis
Most transfers are completed within 2 to 5 working days. The exact timeline depends on when the transfer is initiated and how quickly our partners process the funds. The estimated time for transfer will be mentioned on your remittance receipt.
- Recipient details must be entered carefully
Even a small error in the account number or IFSC code can delay or disrupt the transfer. Always verify the details before proceeding.
- Weekends and public holidays can affect the receiving date
Transfers are processed on working days. If a transfer is placed near a weekend or public holiday in the US or India, the actual credit to the recipient’s account may happen on the next available business day.
- Tracking tools are available for better visibility
Once a transfer is initiated, you can monitor its progress using the transaction reference number provided in your account.