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Cross Border transactions on Kotak Debit Card

Your Kotak Debit Card is the perfect companion for all your international shopping needs.

Take your Kotak Debit Card with you on all your International trips to enjoy a wider payment acceptance at over 50 million retail outlets or withdraw cash at over 3 million ATMs, worldwide.

You can also enjoy seamless payments on International websites to buy music, electronics, book hotels, book tour packages, pay university fees and much more from the comfort of your home.

Your Kotak Debit Card also has multiple levels of encryption and is embedded with a chip, making every transaction safer.

Daily high purchase and ATM withdrawal limits**

Personal Accidental Death Cover up to Rs. 15,00,000*

Lost Card Liability cover of up to Rs. 5,00,000*

Air Accident cover of up to Rs. 5,00,00,000*

Save more with International offers on www.kotak.com/offers
**To know your purchase and ATM withdrawal limit, click here
*To know more about insurances offered on your Debit Card, click here.

Disclaimer:
Please note that Kotak Debit Cards issued after 30th September’2020, does not have International payments enabled. To enable the same, please follow the steps in the “How to enable” section.

Frequently Asked Questions

How do I check whether my Kotak Debit Card is enabled for International payments?

You can check your International enabled status as below:

Login to Kotak Mobile Banking App
In ‘Service Requests’ select ‘Debit Card’
Choose ‘Card Control’
Scroll and select your Debit Card Number
Choose International/Domestic Controls
International Usage should be On

If your card is not ON, you can enable it by switching it ‘On’

Alternatively, you can also enable your International payments by visiting Kotak Net Banking page. Simply follow the steps mentioned in the “How to enable” section.

Will I be charged for enabling the International usage?

No.

However, currency conversion charges and ATM withdrawal charges will be levied wherever applicable.

Please click here for detailed charges.

I forgot to enable my International usage before travelling abroad. Can I do it now?

Yes, you can. Just follow the instructions given in the ‘How to enable’ tab to enable your Kotak Debit Card for International payments.

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International payments made easy with Kotak Debit Cards

Cross Border transactions on Kotak Debit Card

Frequently Asked Questions

How do I check whether my Kotak Debit Card is enabled for International payments?

Will I be charged for enabling the International usage?

I forgot to enable my International usage before travelling abroad. Can I do it now?