Under Crop Loan, following facilities are extended to borrowers :
- Kisan Credit Card
- Short term working capital limit is extended to borrowers towards funding of agricultural input costs of seeds, fertilizers, labour etc.
- Amount of working capital limit is fixed basis scale of finance (SOF) of crops grown by borrower on agricultural land
- Annual review of working capital limit
- Renewal of working capital limit post 5 years
- Agri Term Loan
- Medium Term Loan extended to borrowers for ancillary activities such as land development, repair & maintenance of farm assets, drip irrigation etc.
- Agri Term Loan are extended for fixed terms, of maximum five years.