Disclaimer: This Article is for information purpose only. The views expressed in this Article do not necessarily constitute the views of Kotak Mahindra Bank Ltd. (“Bank”) or its employees. Bank make no warranty of any kind with respect to the completeness or accuracy of the material and articles contained in this Newsletter. The information contained in this Article is sourced from empaneled external experts for the benefit of the customers and it does not constitute legal advice from Kotak. Kotak, its directors, employees and the contributors shall not be responsible or liable for any damage or loss resulting from or arising due to reliance on or use of any information contained herein.
09 DECEMBER, 2022
People get Home Loans in India to buy a property or a ready to move in house. They use their purchased property as an investment and rent their house. Checking the tenants' background is called tenant verification which is necessary to do. It is done to check whether they have had prior police charges or any other red flags. This guide decodes everything you need to know about police verification for tenants, online police verification form, documents required for police verification, and so on.
Importance of Police Verification
All the city authorities in major districts have made police verification mandatory for tenants. A contravention of public order may lead to punishment under Section 188 of the IPC when the disobedience affects others.
Police verification is beneficial in the following ways.
Background Check vs Tenant Police Verification
Background Check – The landlord does it to satisfy the tenant's genuineness and rent-paying capacity. It involves checking the personal and professional details of the prospective tenants.
Police Verification – This refers to additional verification where the police are involved. It allows them to verify the tenants' identities and check for any criminal record against them.
Tenant Police Verification Process
Police verification can both be online and offline. We have discussed both the processes in detail for a better understanding.
Offline Tenant Police Verification Process
Online Tenant Police Verification Process
Most states have online portals for police verification. This removes the hassle of going to the police station and provides smooth police verification. All you need is some documents and the process can be completed in one go.
Prerequisites for Online Tenant Police Verification
Steps to Follow for Tenant Police Verification Online Process
Link of Major State Government Website for Police Verification
Verification through Mobile Application
Mobile applications services are provided in various cities to further simplify and provide a hassle-free experience to the landlords. In Delhi, an application by the name of Suraksha has been brought into the public domain. The Police in Nashik have also launched an app that helps landlords find information about tenants without the need to go to the police station.
Consequences of Not Performing Tenant Police Verification
Many city authorities have made it mandatory to perform tenant police verification. Most states have also launched an online platform for performing tenant police verification online.
Further, the process is being simplified using mobile apps. If a landlord fails to complete tenant police verification, the landlord is liable for punishment when the tenant commits any crime.
In case of any disobedience or obstruction of justice created on the part of the tenant, the same could lead to the landlord being punished with imprisonment of 1 month or a fine of Rs 200 or both.
Suppose the tenant is involved in any activity that causes or has the potential to put human life in danger or endanger public security. In that case, the same could lead to the landlord being liable for imprisonment of up to 6 months or a fine of Rs 1000 or both. Therefore, it is mandatory to perform tenant police verification in addition to background checks of the tenants.
You have already rated this article