A chip card has a microchip embedded in the kotak debit card. The chip is difficult to tamper with and therefore provides enhanced security to your transactions. You can get a Chip Kotak Debit Card issued by: Logging into Kotak Net Banking. Click on Banking -> Debit Cards -> New Debit Card, or Calling our 24-hour Customer Contact Centre at 1860 266 2666, or Visiting nearest Kotak Mahindra Bank branch

World Debit Card - Apply Online Now

Home

Services

Products

Help

Get App

Features

World Debit Card

Complimentary access to airport lounges and privileged access to some of the finest golf courses in the country.

Now enjoy daily ATM cash withdrawal limit of Rs. 1,50,000 and shopping limit of Rs. 3,50,000.

Celebrate special golf moments receive privileged access or special MasterCard rates at some of the finest golf courses in the region

Now you can enjoy the comforts of air travel even before you fly with complimentary access to select airport lounges in India

World Debit Card provides Complimentary Air Accident Insurance Cover of Rs. 50 lacs

Recieve 'One time Authorisation Code (OTAC)' which is sent to your registered mobile number and email ID for every online transaction

Your World Debit Card provides complimentary Lost Card Liability cover of Rs. 4,00,000

All consumer durables are insured against fire, burglary and housebreaking up to 60 days from the date of purchase. You will be eligible for purchase protection of Rs. 1,00,000

Special Offers and Discounts at Merchant Outlets

Fuel surcharge waiver is given on up to Rs. 20,000 worth of fuel purchases in a calendar month

Chip provides enhanced transaction security. All chip debit cards are enabled for international use

Incremental issuance of this card has been stopped but existing customers will continue to use it until expiry
In case of replacement, your new card will be issued as per the account variant
W.e.f 01 January, 2020, We have revised the domestic airport lounge access to 1 per quarter

Disclaimer

In line with RBI guidelines, Kotak Debit Cards issued from 1st Oct’20 can only be used at domestic retail outlets for payments and ATMs, to know how to enable:

Domestic Online payments: Click here for Debit Cards issued from 1st Oct’20 – 6th Jan’21 and for cards issued from 7th Jan’21, click here
International usage, Contactless payments & Tokenization click here

Frequently Asked Questions

What is a Chip card?

A chip card has a microchip embedded in the kotak debit card. The chip is difficult to tamper with and therefore provides enhanced security to your transactions. You can get a Chip Kotak Debit Card issued by:

Logging into Kotak Net Banking. Click on Banking -> Debit Cards -> New Debit Card, or
Calling our 24-hour Customer Contact Centre at 1860 266 2666, or
Visiting nearest Kotak Mahindra Bank branch

Was this information helpful to you? Yes No

Will I be able to use my Kotak Debit Card for International transactions?

All Chip Kotak Debit Cards are by default enabled for international use.

All Magnetic Strip* (Non Chip) Kotak Debit Cards issued before December 1, 2013 are by default enabled for international use.
All Magnetic Strip* (Non Chip) Kotak Debit Cards issued on or after December 1, 2013 cannot be used outside India.

*If a customer is using Magnetic Strip (Non Chip) Kotak Debit Card for international transactions, then as a process, the customer is issued a chip kotak debit card in lieu of the magnetic strip kotak debit card (as per eligibility).

Was this information helpful to you? Yes No

What are the charges for using the Kotak Debit Card at other Bank's ATM?

Charges for using Kotak Debit Cards at other bank ATMs can be found in the below link:

Service Charges and Fees.

Was this information helpful to you? Yes No

How can I change daily ATM withdrawal and purchase limits of my Kotak Debit Card?

Call our 24-hour Customer Contact Centre at 1860 266 2666 to modify the limits up to the default limits. To increase limits more than the default limits, visit your nearest Kotak Mahindra bank branch.

Was this information helpful to you? Yes No